i applied for maybank ikhwan cc but got rejected, their reason is ccris.

i know it's related to my ptptn (but i just cleared it using my epf), maybe it's not updated in the ccris system yet? all my other loans are paid in time (0 all the way in ccris report)

so is it wise for me to apply at another bank or just wait for the ccris to be updated? need it for emergency purpose as i'm travelling in few weeks.