Hi all, I've tried to figure out this by myself, but somehow I cannot get the clear information. The branch where I collect the card was not helpful in helping me this too.

I've just got my Hong Leong CC but it come with three cards, I just somehow cannot figure out why I need to have 3 cards in the first place, all of them still share the same amount and account I believe.

What I got is this

Hong Leong MACH,
Hong Leong I'M
Hong Leong GSC

My question is:

I was looking for a cash rebate and points, do all the cards share the same attributes and perks?

And how do I make a purchase something with installment? do the merchant do that for me or I need to request on my own from the bank?

Thank You

He has try Apply online before for Citibank, hongleong mach, cimb and maybank. All unsuccessful. What if he sign up telco postpaid plan, will it be easier to approve since it will be a commitment?

Oh
Coz now my cc get reject so If i open fixed deposit today when can i apply cc back?
How much FD should i put ?

Hi guys, my application for cc from Maybank just got approved (online). Anyone here knows how long it takes for them to deliver to my address?

Frustrated Cimb, PBB rejected...thats all the cash back cards even with good history. Try again next month i guess.

Damn hard to apply for credit card.
my base salary more than double the minimum of 24000 annum
plus allowance about triple the minimum.

yes i know i am old, age 33 and dont have any credit history.
my ctos is clean.

no credit card -> no credit history
no credit history-> no credit card
loop....