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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Ah SiAnG
post Apr 20 2016, 08:34 PM

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QUOTE(Human Nature @ Apr 20 2016, 08:27 PM)
It is okay,  i am used to her personal attacks.

You get it wrong. I am not the one that wants to buy the item, and obviously I am not the one that encourage the person to forge the signature. Read it back. And I am amused that the people who encourages it replies as #755.
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Human Nature don't bother to reply these trolls.

They appears to be someone with legal background but it seems like they are too ignorant to notice that usually in the Cardholder Agreement with the Bank there will be a Clause stating that the Card is not transferable and to be used exclusively by the Cardholder. The Bank may terminate the card if the Cardholder breach this Clause. Whether the usage is with or without consent. Do notice that the Card is the property of the Bank and not the Cardholder as indicated at the reverse of the card and the Cardholder Agreement.

Appreciate if Mod hye would take the necessary action.
Ah SiAnG
post Apr 2 2017, 04:52 PM

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QUOTE(jay2you @ Apr 2 2017, 04:44 PM)
Hi all, just wanna know about credit score/credit history for apply housing loan in future. Currently I'm 26 but i don't have any credit card but i do have a car loan right now. Is't ok to not have credit card? i heard ppl say that it's better to have CC to build up credit score.

Hope someone can clear my doubts. TQ!
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As long as you pay your car loan punctually every month your CCRIS report would look good.

There is no harm having a cash back credit card with no annual fee though.

This post has been edited by Ah SiAnG: Apr 2 2017, 06:19 PM

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