Need help!!! If I prepare a bank draft but I'm uncertain either ocbc or uob bank I gonna do the fd . Do I need to specify in bank draft which bank to pay to or ?

I so freakishly and f**kingly hate Hong Leong Bank counter services. Had FD matured from Maybank last week. Proceeded to HL Bandar Puteri Puchong this morning at 11am. Took a no - 2020. Waited half hour, then decided to go to someone sitting at a desk to ask if I have to fill up a form. Was told I'll have to open a Savings account. Took another no starting with 3xxx, filled up form. This was pretty fast. Took less than 10 mins, then she ask the guard to press a no for FD placement, and was given 2025. I thought 2020 has passed. In the end, it was still 2015. WTF! Basically, waited from 11am to 1205pm, and still the no did not move at all from 2015. I then left.

At 2:47pm, went to HL near Puchong Prima (I think), got a no 2033 and currently serving 2026. I thought only 7 nos behind me. Waited 25 mins, and it was still 2026. WTF! Imagine 7 nos x 25 mins, how long do I have to wait for 2033?

AArghhhhhh .... I'm wondering whether the 4.5% is worth the trouble or not.