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Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only
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culain99
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 Dec 10 2015, 11:25 AM
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QUOTE(keyser soze @ Dec 10 2015, 10:24 AM) Yesterday went to Affin bank Ampang Point to open FD account for the 4.6%. Once went in feel like government department. All staff like no need to do. Goyang sini goyang sana. Get number and waited for 20min the one and only customer service officer still goyang luar and goyang dalam. After that just left and go to OCBC for their 4.5%. Things done in 20min. Even OCBC trainee looks better than Affin permanent staff. QUOTE(familyfirst @ Dec 10 2015, 10:32 AM) Finally have a chance to be part of the OCBC 4.5% promo after my 4% promo with MBB matured  And yeah, spent like 15 mins in OCBC and its all done. Feeling accomplished for the year! Haha. try OCBC Seremban branch, always crowded, wait at least 30 minutes and then take another 20-30 minutes to do |
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culain99
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Dec 23 2015, 09:09 AM
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QUOTE(cklimm @ Dec 23 2015, 07:50 AM) Another mach FD update, its shown on HL konek now, placement date: yesterday, Whats better? the cheque aint cleared yet, it shall earn another set of interest in HSBC single cert - rm1 mil wow |
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culain99
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Jan 20 2016, 04:54 PM
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how long can we keep bank draft before placing it in ?
I have to travel a couple of weeks to Penang where I want to uplift a fd to bank draft before coming back to kl and place it in.
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culain99
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Feb 3 2016, 11:58 AM
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how much you need to get hampers and gifts in BR? >500K ?
got below that amount in BR, and never ever got any gifts from them 3 years already...
or is it my BR branch problem? need put in another branch ?
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culain99
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Feb 4 2016, 04:32 PM
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QUOTE(intrepidity85 @ Feb 4 2016, 04:24 PM) sry for that and dont be offensive like i did something very wrong. i thought every banks savings is protected by PIDM.. ? no? someone could lose their savings due to non PIDM protected. Mods should monitor misinformation posts like this. |
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culain99
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Feb 4 2016, 04:49 PM
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QUOTE(intrepidity85 @ Feb 4 2016, 04:34 PM) lmao tell me how they lose their savings due to non PIDM protected? If so, those big shots with few millions burn already in BR without PIDM protected don't make assumption based on my statements. I might be wrong but their money won't burn because my wrong info post. we're not perfect and sometime we could be wrong Please read up about PIDM and how it protects the deposits |
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culain99
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Feb 21 2016, 11:01 AM
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Anyone faced an issue on below, I have a fd in maybank on auto renew for past 10 years, worried now.
Unclaimed Moneys Act 1965
In accordance with the Unclaimed Moneys Act 1965 (revised 1989) the money in the Fixed Deposit under Automatic Renewal shall be classified as Unclaimed Moneys if the Fixed Deposit is not operated for a period of seven (7) years from date of deposit or date of last transaction, whichever is later.
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culain99
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Feb 21 2016, 11:24 AM
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QUOTE(yygo @ Feb 21 2016, 11:19 AM) once u go to bank to update, counted already. fren, 12 years if auto renew, then sudah "habis". so your case is not auto-renew once u present cert to bank to update. I thought maybank is supposed to send a letter to inform of pending FD dormancy at end of 7 years? I never got a letter. Anyways I have to check asap as need to use that funds. |
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