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Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only
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Human Nature
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Feb 5 2016, 05:43 PM
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QUOTE(blogomatic @ Feb 5 2016, 05:31 PM) please multiple quote whatever you want to reply and reply in 1 post. the steps are, click on all the posts that you want to reply, then click add reply. then you may reply all the quotes in 1 post. otherwise, this thread will be cluttered. thanks I already reported all the multiple post. I was informed by a staff that it is considered spamming and action can be taken.
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Human Nature
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Feb 5 2016, 05:53 PM
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QUOTE(BoomChaCha @ Feb 5 2016, 05:48 PM) This cannot blame them, they do not have the intention to spam, just that some people do not know how to use the basic HTML code.. Last time I was also not aware of this rule until Captain told me look at the post count compared to the date of joined. i have informed the member about quoting the post several times but it was ignored. Yup, i still recall captain mention about this several times previously too.
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Human Nature
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Feb 5 2016, 06:14 PM
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QUOTE(intrepidity85 @ Feb 5 2016, 05:54 PM) you may ignore him. joining in an old date does not warrant him to act like mod or any staffs here instructing forumer what to do. i have mass report post from him till hes in my ignore list now. so peaceful ^^ I have been reporting your spamming and will continue to do so.
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Human Nature
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Feb 6 2016, 11:30 PM
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QUOTE(poor man @ Feb 6 2016, 11:25 PM) Fixed Deposit Campaign 3,6,9 mth same rate 4.35% 05 feb 2016 to 31 mar 2016 Thanks for sharing. May I know which bank is this?
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Human Nature
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Feb 10 2016, 02:29 PM
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Previously I mentioned that SCB wants me to sign underneath a stamping ''FD receipt misplaced by customer, uplifted without receipt" in order to change my FD standing instruction. I brought this matter to the central bank instruction and there has been several correspondence over the past 1 month. Today i received a letter from the bank stating that I was asked to sign under a stamping "Fixed deposit misplaced customer / uplifted without standing instruction" which is totally different from the one above.
Also, the bank state that the teller has offered me about rentas facility which I refused. I am challenging this too as it is clearly not true.
This post has been edited by Human Nature: Feb 10 2016, 02:31 PM
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Human Nature
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Feb 10 2016, 03:44 PM
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QUOTE(lamode @ Feb 10 2016, 03:38 PM) hey man, so what difference does it make between without receipt and without SI? additional cost involve?  no cost. I wanted to change the standing instruction for my FD but was told to sign under the stamp which I refused since it bears a difference meaning. Now the the bank, in respond to my complaint, provided a different stamp than the actual one. This post has been edited by Human Nature: Feb 10 2016, 03:46 PM
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Human Nature
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Feb 10 2016, 04:20 PM
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QUOTE(lamode @ Feb 10 2016, 03:53 PM) so can i assume both statements would produce the same outcome? if yes, then i guess you are just after a formal apologize from the bank? CNY lei.... so fast want "open year" for them meh Both statement gives a different meaning. At the same time, I am not uplifting my FD so it is wrong for asking me to sign that. My first complaint was in Dec and on-going. This time I am not asking for a mere apology because the bank has resorted to lying to the central bank in an attempt to cover up. I want the central bank to take note of this. I have another another pending case related to its credit card. Previously, I have lodged a complaint in regard to the savings account. All three cases, I have evidence in form on sms/email/photocopy.
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Human Nature
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Feb 10 2016, 05:22 PM
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QUOTE(bbgoat @ Feb 10 2016, 05:10 PM) I think you are referring to changing from Renewal Instruction 2 to say 3, right ?  Yes correct, that case. Can't wait for all my FD with SCB to mature and close everything.
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Human Nature
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Feb 10 2016, 05:38 PM
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QUOTE(bbgoat @ Feb 10 2016, 05:31 PM) I changed one of my cert to Renewal Instruction 3 without any issue. The rest I did not change as the officer initially wanted to keep the FD cert as they need to fax it to HQ to change. But later she returned the one cert which I changed on the spot. The one I changed matured on Sat. The rest are OK as they are on working days. But I did it in the PB centre so maybe the service is better.  I am okay if they tell me upfront that I need to bring the cert or that the SI cannot be changed at all. But now they are trying to cover up. I am sure glad I didn't end up being their PB customer. That branch is not worth at all.
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Human Nature
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Feb 11 2016, 11:25 AM
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QUOTE(gchowyh @ Feb 11 2016, 11:18 AM) Your issue maybe abit different from mine I faced the same issue as yours too and also took me several emails n calls to resolve it. Luckily that one is solved for a peace of mind.
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Human Nature
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Feb 15 2016, 03:48 PM
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QUOTE(klchoy @ Feb 15 2016, 03:31 PM) A question. If my FD is expiring on 16 Feb, can I withdraw on 16 Feb or I have to do it on 17 Feb? Tqvm QUOTE(babysiew @ Feb 15 2016, 03:44 PM) I believe 17/2  16 Feb itself
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Human Nature
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Feb 16 2016, 08:47 PM
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QUOTE(engyr @ Feb 16 2016, 08:43 PM) What is the best rate for FD now? Which bank? Refer to page 1
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