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 processing fee for used car

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alexchew_2020
post Nov 19 2015, 08:33 PM

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if u not yet paid downpayment can discuss more. try find others shop. Some shop is lower down the car price, mark up in processing fees. like this shop... i checked mine..also is 2k lol..regret..lmao.. only nego RM500... i still paid RM1500 cause i ald paid downpayment lol..discuss later... doh.gif


alexchew_2020
post Nov 19 2015, 08:35 PM

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Processing RM450, Puspakom RM300, Agreement/invoice RM450, Stamp fess RM100, Runner RM100, Bank transfer RM580.

all is make up by him self. doh.gif Invoice & bank transfer i also dont know what he was talking about sweat.gif
TSLazyKurosaki
post Nov 19 2015, 08:36 PM

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QUOTE(alexchew_2020 @ Nov 19 2015, 08:33 PM)
if u not yet paid downpayment can discuss more. try find others shop. Some shop is lower down the car price, mark up in processing fees. like this shop... i checked mine..also is 2k lol..regret..lmao.. only nego RM500... i still paid RM1500 cause i ald paid downpayment lol..discuss later... doh.gif
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Nope. havent pay dp yet. My bro asked me to pay dp after the loan approved. Sunday go test drive, if okay den nego and submit docs~
TSLazyKurosaki
post Nov 19 2015, 08:39 PM

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QUOTE(alexchew_2020 @ Nov 19 2015, 08:35 PM)
Processing RM450, Puspakom RM300, Agreement/invoice RM450, Stamp fess RM100, Runner RM100, Bank transfer RM580.

all is make up by him self. doh.gif  Invoice & bank transfer i also dont know what he was talking about  sweat.gif
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eh i tot stamp fees about RM 10-70 only ? not kah?mark up kaw kaw owh shocking.gif
adamhzm90
post Nov 19 2015, 09:58 PM

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that is why its better to buy directly from owner..
alexchew_2020
post Nov 20 2015, 12:20 AM

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aiyo, u no test drive ald want pay deposit? lol..check properly bro..

Tyre, rims, air cond, absorber hard to know..unless ald drive for few days..test drive very hard to know it. doh.gif

I'm not satisfy with the car dealer shop. some more i ald pay deposit too much... so hard to nego also. want cancel then i rugi all my deposit.

The car tyre see got sound or not. mine not lucky. i notice it when i drive fast got sound..lastly after drive 3 month i notice 1 of the tyre got tumour lol..so have to change no choice doh.gif

This post has been edited by alexchew_2020: Nov 20 2015, 12:22 AM
TSLazyKurosaki
post Nov 20 2015, 12:23 AM

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QUOTE(alexchew_2020 @ Nov 20 2015, 12:20 AM)
aiyo, u no test drive ald want pay deposit? lol..check properly bro..

Tyre, rims, air cond,  absorber hard to know..unless ald drive for few days..test drive very hard to know it. doh.gif
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Sunday go test the car first lo.. If not OK den I won't pay deposit. If ok only pay haha...aircond is fine. Cold. Tyre and rims okay.. Once loan approve, we will ask him send to nearby proton for inspection also. Mana tau ltr accident before.. If accident before den we dontwan edi
Vervain
post Nov 20 2015, 01:08 AM

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Mine was 2.5k . Car condition still looks new despite clocking at a higher mileage. Plus all the service record is documented. Fully serviced by the manufacture and warranty is still in tact. My situation was, I need the car fast, hence I don't mind paying. Got my car within 2 weeks inclusive of bank processing etc.

I guess you haven't calculate the gst? Better check if they do charge.
TSLazyKurosaki
post Nov 20 2015, 01:12 AM

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QUOTE(Vervain @ Nov 20 2015, 01:08 AM)
Mine was 2.5k . Car condition still looks new despite clocking at a higher mileage. Plus all the service record is documented. Fully serviced by the manufacture and warranty is still in tact. My situation was, I need the car fast, hence I don't mind paying. Got my car within 2 weeks inclusive of bank processing etc.

I guess you haven't calculate the gst? Better check if they do charge.
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GST already included in the amount .. I think I have to nego with the dealer
Vervain
post Nov 20 2015, 01:29 AM

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I bought mine without GST. Hehe.

Try your best. tbh. You can find other dealer and compare.you might find a better car condition.
TSLazyKurosaki
post Nov 20 2015, 09:18 AM

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QUOTE(Vervain @ Nov 20 2015, 01:29 AM)
I bought mine without GST. Hehe.

Try your best. tbh. You can find other dealer and compare.you might find a better car condition.
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Actually the one I'm looking at nw is the best one I can find.

- high line
- not too old (3 years car)
- within budget

Might be hard to find another car with similar characteristics
zephyrus9999
post Nov 20 2015, 09:51 AM

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QUOTE(LazyKurosaki @ Nov 19 2015, 08:12 PM)
dafuq 7.1% lol.. the dealer told me highest can reach is 4.5% @ 9 years. Maybe this sunday i try go nego nego oso.. As for the persona I'm interested in, he said power window motor got problem and window got abit crack, he said will get it fix if im really interested. He will help me change engine oil as well.
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i have always thought used car is bout 3.8%. I was quoted 4.29% @ 6yrs, conti blink.gif Share me urs
TSLazyKurosaki
post Nov 20 2015, 10:08 AM

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QUOTE(zephyrus9999 @ Nov 20 2015, 09:51 AM)
i have always thought used car is bout 3.8%. I was quoted 4.29% @ 6yrs, conti  blink.gif  Share me urs
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Haven't apply loan. Sunday first
red4900
post Nov 20 2015, 11:04 AM

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QUOTE(zephyrus9999 @ Nov 20 2015, 09:51 AM)
i have always thought used car is bout 3.8%. I was quoted 4.29% @ 6yrs, conti  blink.gif  Share me urs
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I was quoted 3.4% 45k 7 years.

Direct owner 5 years old Mazda
jeffW
post Nov 20 2015, 04:51 PM

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Willing buyer willing seller. If u think processing fee too high buy fr another dealer. If u borrow fr bank, bank will give kick back min. Rm600 to the dealer for commission. If car more than 10 yr or ur docs cannot qualified then go to credit company like AeON, then the dealer got to pay appx 1.6k to Aeon for processing.

This post has been edited by jeffW: Nov 20 2015, 04:52 PM
alexchew_2020
post Nov 20 2015, 08:58 PM

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i dont know the details. The 2nd car i brought is 8yr car. I dont want the car dealer bank. i find my friends to help me do the bank loan.
Vervain
post Nov 21 2015, 11:27 AM

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QUOTE(LazyKurosaki @ Nov 20 2015, 09:18 AM)
Actually the one I'm looking at nw is the best one I can find.

- high line
- not too old (3 years car)
- within budget

Might be hard to find another car with similar characteristics
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If you want the car. Ask yourself. Are you willing to pay for it. Else negotiate. Simple as that

Nowadays it's not easy to get banks approval.
TOMEI-R
post Nov 22 2015, 12:19 AM

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Guys.. interest rates would depend on the age of the car, model (popular vs unpopular) models, hirer documentation and qualifications and ultimately the Bank itself,. I would put the interest rates from 3.5 to 5.95% for banks and 7.8% to 10% for credit companies like Aeon for the current market rates for interest rates.

This post has been edited by TOMEI-R: Nov 22 2015, 12:20 AM

 

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