my friend ask me to try stock, but i reply him, 50k peanut better save in FD.. peanut mindset think can go big with 50k fund ><
best way to invest 50k
best way to invest 50k
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Nov 19 2015, 11:27 AM, updated 11y ago
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#1
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Newbie
0 posts Joined: Oct 2015 |
my friend ask me to try stock, but i reply him, 50k peanut better save in FD.. peanut mindset think can go big with 50k fund ><
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Nov 19 2015, 11:28 AM
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#2
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Junior Member
79 posts Joined: Feb 2013 From: Kelantan Master Race of Peace |
open forex account, can double the account in one month if you're good
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Nov 19 2015, 11:29 AM
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#3
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Senior Member
1,552 posts Joined: Feb 2013 |
hahahaha 50K put in FD. so smart. i gip u thumbs up.
btw, FD will be inflation's bitch. |
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Nov 19 2015, 11:30 AM
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#4
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Junior Member
105 posts Joined: May 2009 From: palaoxko |
Genting. go big or go home
Nearlee |
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Nov 19 2015, 11:32 AM
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#5
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0 posts Joined: Oct 2015 |
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Nov 19 2015, 11:32 AM
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#6
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Senior Member
937 posts Joined: Jun 2006 |
i got 5k also happy liao.
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Nov 19 2015, 11:32 AM
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#7
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Senior Member
1,119 posts Joined: Jun 2007 |
FD is slower if stock done right
TS scared to lose |
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Nov 19 2015, 11:33 AM
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#8
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Senior Member
1,116 posts Joined: Jun 2014 From: CatCity, Sarawak |
MLM
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Nov 19 2015, 11:34 AM
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#9
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Junior Member
79 posts Joined: Feb 2013 From: Kelantan Master Race of Peace |
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Nov 19 2015, 11:41 AM
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414 posts Joined: May 2013 |
In current world wide situation, keep in FD no doubt is better than losing them all. People may say you are stupid, but at the end, all those are your money not theirs. Last time I listen to people go invest low risk bond. 1 shot ate me RM70k. Can't self recover for 3 years. After that I withdraw the remaining. I should just dump them into my houses.
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Nov 19 2015, 11:42 AM
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804 posts Joined: May 2010 |
ts forgot what inflation is? Put in fd la, amount of money increases but purchasing power lel.
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Nov 19 2015, 11:54 AM
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Junior Member
43 posts Joined: Feb 2008 |
50k unit trust is better if you scared to lose
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Nov 19 2015, 11:55 AM
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Senior Member
2,649 posts Joined: Nov 2010 |
Go buy instaco..
Tp this week 0.37 Tp next week 0.42 |
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Nov 19 2015, 11:55 AM
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Junior Member
78 posts Joined: Jul 2013 |
open money lender business
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Nov 19 2015, 11:57 AM
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1,011 posts Joined: Nov 2006 |
Spend it all and contribute to the local economy.
Best investment for the nation! |
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Nov 19 2015, 12:01 PM
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Senior Member
2,548 posts Joined: Aug 2008 |
diversify bro...
never too late to start learning |
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Nov 19 2015, 12:02 PM
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750 posts Joined: Jul 2009 |
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Nov 19 2015, 12:02 PM
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351 posts Joined: May 2013 |
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Nov 19 2015, 12:05 PM
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35 posts Joined: Oct 2015 |
derma 1mdb
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Nov 19 2015, 12:06 PM
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#20
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Junior Member
115 posts Joined: May 2014 |
spend it on ur gf
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Nov 19 2015, 12:06 PM
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Senior Member
1,895 posts Joined: Apr 2010 From: Keep Walking ... Tomorrowland |
play share... limpeh give u tips - hibiscus petroleum , invest at your own risk.
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Nov 19 2015, 12:07 PM
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Junior Member
75 posts Joined: Aug 2015 |
TS slow liao.. shall buy MAS's share last time before the Khazhanah bought them all back. Wait, is it Khazhanah?
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Nov 19 2015, 12:08 PM
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Nov 19 2015, 12:09 PM
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5,369 posts Joined: Jan 2003 |
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Nov 19 2015, 12:10 PM
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75 posts Joined: Aug 2015 |
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Nov 19 2015, 12:17 PM
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Nov 19 2015, 12:21 PM
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75 posts Joined: Aug 2015 |
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Nov 19 2015, 12:23 PM
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649 posts Joined: Jun 2005 From: Behind U~ |
i think i put 40+k on amanah saham 4 years back. too bad not bumi so need to take the package with sales charge. after 2 years breakeven, now every year average 6+%. Think of it also feel waste time. All small return. Few % only profit i can just spend one night inside club finish all.
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Nov 19 2015, 12:26 PM
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857 posts Joined: Jan 2008 |
Open side business lah
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Nov 19 2015, 12:26 PM
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226 posts Joined: Mar 2006 |
50k? go kahwin lar..
after that 2 salaries.. double the speed of saving. |
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Nov 19 2015, 12:27 PM
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5,369 posts Joined: Jan 2003 |
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Nov 19 2015, 12:32 PM
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1,552 posts Joined: Feb 2013 |
QUOTE(saikia2046 @ Nov 19 2015, 11:41 AM) In current world wide situation, keep in FD no doubt is better than losing them all. People may say you are stupid, but at the end, all those are your money not theirs. Last time I listen to people go invest low risk bond. 1 shot ate me RM70k. Can't self recover for 3 years. After that I withdraw the remaining. I should just dump them into my houses. always always do homework first instead of listening to "someone" |
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Nov 19 2015, 12:32 PM
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75 posts Joined: Aug 2015 |
Anyway, thank you |
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Nov 19 2015, 12:38 PM
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5,369 posts Joined: Jan 2003 |
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Nov 19 2015, 12:39 PM
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5,369 posts Joined: Jan 2003 |
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Nov 19 2015, 12:42 PM
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414 posts Joined: May 2013 |
QUOTE(ShinG3e @ Nov 19 2015, 12:32 PM) Premier account manager from an international bank good enough to listen or not? Luckily I made some in Hang Seng so that can reduce the loss. I never invest in anything after that except house and education. |
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Nov 19 2015, 12:46 PM
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5,369 posts Joined: Jan 2003 |
QUOTE(saikia2046 @ Nov 19 2015, 02:12 AM) Premier account manager from an international bank good enough to listen or not? Luckily I made some in Hang Seng so that can reduce the loss. I never invest in anything after that except house and education. a pinch of salt.. RM20k is nothing. If that is what you gauged on. Its nothing. |
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Nov 19 2015, 12:53 PM
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1,552 posts Joined: Feb 2013 |
QUOTE(saikia2046 @ Nov 19 2015, 12:42 PM) Premier account manager from an international bank good enough to listen or not? Luckily I made some in Hang Seng so that can reduce the loss. I never invest in anything after that except house and education. don't care even if it's a CEO. i always do my homework and study first before put my money on it. if lose capital, self blame and think what went wrong numbers etc... if earn, then remember the FA + TA method. usually i go with FA more. |
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Nov 19 2015, 12:53 PM
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0 posts Joined: Oct 2015 |
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Nov 19 2015, 12:53 PM
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5,369 posts Joined: Jan 2003 |
QUOTE(RO Player @ Nov 19 2015, 02:17 AM) why not show yours FIRST MR "millionaire". kek want to keyboard warrior as if you are rich. You said you know I don't have RM20k. A wealthy humble person don't go bragging about what he/she have but rather lived a life without the wealth. Nuff said. |
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Nov 19 2015, 12:56 PM
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Senior Member
2,621 posts Joined: Jan 2005 |
Buy a house first. Not for investment but for yourself to stay in. Better to suffer now then later. The left over buy a axia.
Focus on this first till debts free. This post has been edited by doremon: Nov 19 2015, 12:56 PM |
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Nov 19 2015, 12:56 PM
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1,363 posts Joined: Jan 2010 |
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Nov 19 2015, 12:57 PM
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1,363 posts Joined: Jan 2010 |
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Nov 19 2015, 12:57 PM
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9,336 posts Joined: May 2009 |
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Nov 19 2015, 12:58 PM
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Nov 19 2015, 01:00 PM
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9,336 posts Joined: May 2009 |
Double your 50k? no... triple it? No... how about x100 it?!
One year investment... GUARANTEE 50 to 100x returns on your investment!!! You interested? 100% legal and sure fire method!! But u need to have balls to follow thru , chicken dun need apply. |
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Nov 19 2015, 01:01 PM
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5,369 posts Joined: Jan 2003 |
QUOTE(RO Player @ Nov 19 2015, 02:26 AM) u show la 1st (dont be shy)..why u wanna chicken out...later i show mine..ok later lavilla with u..expensive dinner...later u no money to pay, how?? i wanna make sure, u got the money...later amat memalukan.. U dont need to worry about my Not/Dont have 20k. |
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Nov 19 2015, 01:06 PM
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0 posts Joined: Oct 2015 |
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Nov 19 2015, 01:07 PM
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5,369 posts Joined: Jan 2003 |
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Nov 19 2015, 01:12 PM
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5,369 posts Joined: Jan 2003 |
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Nov 19 2015, 01:12 PM
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Senior Member
1,165 posts Joined: Jul 2008 From: Kami's Palace |
QUOTE(seven1100 @ Nov 19 2015, 11:27 AM) my friend ask me to try stock, but i reply him, 50k peanut better save in FD.. peanut mindset think can go big with 50k fund >< i know a guy, rm1500, start tudung business, rm60k revenue now. truestoryrm50k, bigger scale business. donno what. but cosmetic niche never dies out. woman keep on buying even for shitty oem product re-packaged. |
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Nov 19 2015, 01:19 PM
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Junior Member
531 posts Joined: Mar 2012 |
1. Buy house (unless u live in KL)
2. Buy amanah saham or the likes of it. This is super idiot proof. However, better returns are available if you look for them. |
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Nov 19 2015, 01:21 PM
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164 posts Joined: Dec 2008 |
QUOTE(saikia2046 @ Nov 19 2015, 11:41 AM) In current world wide situation, keep in FD no doubt is better than losing them all. People may say you are stupid, but at the end, all those are your money not theirs. Last time I listen to people go invest low risk bond. 1 shot ate me RM70k. Can't self recover for 3 years. After that I withdraw the remaining. I should just dump them into my houses. QUOTE(3AngLeCake @ Nov 19 2015, 11:54 AM) How about PB unit trust my friend was an agent he keep pestering me to invest he told me very safe is it true? |
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Nov 19 2015, 01:22 PM
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Senior Member
5,369 posts Joined: Jan 2003 |
QUOTE(RO Player @ Nov 19 2015, 02:44 AM) No need...Just show for 1 min... Lel. U got bola issit? BCOS U NO BOLA...TALK KOK ONLY... to LaVilla. NOW ACTING LIKE FAG..GANGSTER AH BENG... Just because I replied what he/she said. You went on troll mode. Lel. I`m just stating the real deal behind the game of MAS share. |
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Nov 19 2015, 01:30 PM
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5,369 posts Joined: Jan 2003 |
QUOTE(RO Player @ Nov 19 2015, 02:56 AM) Dunno u... just inform LaVilla. beware abt u...nothing so sinister... AS IF YOU KNOW ME LEL why i do this...bcos u talk kok in cupid..my thread...this is karma...u deserved it Now everybody knows...U TALK KOK ONLY oh that's one reason why you deserve A stalker medal too! Its your own doing/saying. Stalking, Harassing. Getting hard on Her. DESPERATE AS FUAK. Dude; you have a lot grudges. you are as sick as adonhhk This post has been edited by KVReninem: Nov 19 2015, 01:31 PM |
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Nov 19 2015, 01:33 PM
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414 posts Joined: May 2013 |
QUOTE(maraippo @ Nov 19 2015, 01:12 PM) i know a guy, rm1500, start tudung business, rm60k revenue now. truestory This is true. But you need to invest your time and effort too. If TS willing to do it, retailing business is the best thing to do. Suscess or not will depends on his business skill though.rm50k, bigger scale business. donno what. but cosmetic niche never dies out. woman keep on buying even for shitty oem product re-packaged. |
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Nov 19 2015, 01:37 PM
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Senior Member
5,369 posts Joined: Jan 2003 |
seven1100
Apologize in derailing your thread. I have no intention to reply such low class pathetic old fags. You may delete and report him. Thank you. This post has been edited by KVReninem: Nov 19 2015, 01:38 PM |
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Nov 19 2015, 01:45 PM
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Senior Member
5,369 posts Joined: Jan 2003 |
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Nov 19 2015, 01:56 PM
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Senior Member
1,165 posts Joined: Jul 2008 From: Kami's Palace |
wat la tok kok argue about 20k.
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Nov 19 2015, 01:59 PM
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2,621 posts Joined: Jan 2005 |
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Nov 19 2015, 02:22 PM
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1,363 posts Joined: Jan 2010 |
QUOTE(MeToo @ Nov 19 2015, 01:00 PM) Double your 50k? no... triple it? No... how about x100 it?! Wow what is this bro??? More info plsOne year investment... GUARANTEE 50 to 100x returns on your investment!!! You interested? 100% legal and sure fire method!! But u need to have balls to follow thru , chicken dun need apply. |
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Nov 19 2015, 02:23 PM
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66 posts Joined: Sep 2012 |
QUOTE(RO Player @ Nov 19 2015, 01:14 PM) No need...Just show for 1 min... BCOS U NO BOLA...TALK KOK ONLY... to LaVilla. NOW ACTING LIKE FAG..GANGSTER AH BENG... QUOTE(RO Player @ Nov 19 2015, 01:26 PM) Dunno u... just inform LaVilla. beware abt u...nothing so sinister... why i do this...bcos u talk kok in cupid..my thread...this is karma...u deserved it Now everybody knows...U TALK KOK ONLY QUOTE(RO Player @ Nov 19 2015, 01:35 PM) QUOTE(KVReninem @ Nov 19 2015, 01:37 PM) QUOTE(RO Player @ Nov 19 2015, 01:39 PM) JUST KNOW HOW TO REPORT...LOSER....GET A FARKING LIFE...LOSER... lol I believe you don't even have RM10K in your account.IF U ARE TRUTHFUL...HONEST...I WONT SCREW U...GET IT...LOSER And my maid has better manners and language than you I notice you keep repeating "tok kok" 'karma' etc etc |
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Nov 19 2015, 02:26 PM
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1,363 posts Joined: Jan 2010 |
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Nov 19 2015, 02:27 PM
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5,369 posts Joined: Jan 2003 |
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Nov 19 2015, 02:31 PM
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1,363 posts Joined: Jan 2010 |
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Nov 19 2015, 02:31 PM
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5,369 posts Joined: Jan 2003 |
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Nov 19 2015, 02:34 PM
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Nov 19 2015, 02:41 PM
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1,011 posts Joined: Nov 2006 |
QUOTE(ShinG3e @ Nov 19 2015, 12:32 PM) Words of wisdom right here.Learn at your own pace, Buy at your own risk. Never put more than what you're willing to lose. This applies to everything in investments. This post has been edited by WooTz: Nov 19 2015, 02:42 PM |
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Nov 19 2015, 02:44 PM
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9,336 posts Joined: May 2009 |
QUOTE(JustcallmeLarry @ Nov 19 2015, 02:22 PM) SUre la....U have 50k? U need to invest it over a period or 1 year... so around 4k+ a month... returns will be around 5,000,000 lump sum after 1 yr... Regulated by BNM... so 100% guaranteed This post has been edited by MeToo: Nov 19 2015, 02:49 PM |
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Nov 19 2015, 03:09 PM
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0 posts Joined: Oct 2015 |
Uncle RO, show him la, or u really poorfag?????
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Nov 19 2015, 03:10 PM
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Senior Member
5,369 posts Joined: Jan 2003 |
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Nov 19 2015, 03:16 PM
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154 posts Joined: Jul 2008 From: Petaling Jaya |
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Nov 19 2015, 03:22 PM
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254 posts Joined: May 2014 From: Selangor |
buy property
even if you put 50k into an invesment of 8% yield per year, using compound interest, 10year get 107k. that is like double after 10year. 10 year property capital gain can get wayyy more than double... some more with rental income ... you know.... *disclamer: shoot me! give suggestion or alternatives. Let's learn together This post has been edited by BlurGuy1992: Nov 19 2015, 03:24 PM |
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Nov 19 2015, 03:31 PM
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0 posts Joined: Oct 2015 |
QUOTE(BlurGuy1992 @ Nov 19 2015, 03:22 PM) buy property if ur place no ppl want to rent u gg..even if you put 50k into an invesment of 8% yield per year, using compound interest, 10year get 107k. that is like double after 10year. 10 year property capital gain can get wayyy more than double... some more with rental income ... you know.... *disclamer: shoot me! give suggestion or alternatives. Let's learn together |
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Nov 19 2015, 03:33 PM
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1,723 posts Joined: Jun 2007 |
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Nov 19 2015, 04:41 PM
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43 posts Joined: Feb 2008 |
QUOTE(techmania @ Nov 19 2015, 01:21 PM) How about PB unit trust my friend was an agent he keep pestering me to invest he told me very safe is it true? QUOTE(MeToo @ Nov 19 2015, 12:57 PM) Unit trust is medium to long term investment..if you can wait 3-5 years sure make money..its save all the investment money will care by trustee.. |
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Nov 19 2015, 04:43 PM
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10 posts Joined: Sep 2014 |
beli kereta
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Nov 19 2015, 04:51 PM
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9,336 posts Joined: May 2009 |
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Nov 19 2015, 05:09 PM
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7 posts Joined: Sep 2012 |
Start a small VAPE shop and double up.
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Nov 19 2015, 05:50 PM
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1,363 posts Joined: Jan 2010 |
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Nov 19 2015, 05:54 PM
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Nov 19 2015, 05:59 PM
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1,523 posts Joined: Apr 2005 From: too far to see |
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Nov 19 2015, 06:04 PM
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Senior Member
2,145 posts Joined: Mar 2009 From: 1BORNEO |
better invest all in USD.
wait until USD1=RM5. WINRAR. |
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Nov 19 2015, 06:06 PM
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Senior Member
2,145 posts Joined: Mar 2009 From: 1BORNEO |
invest in ASB!!
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Nov 19 2015, 10:59 PM
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1,363 posts Joined: Jan 2010 |
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Nov 20 2015, 10:13 AM
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Nov 20 2015, 10:15 AM
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515 posts Joined: Jan 2005 |
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Nov 20 2015, 10:18 AM
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Nov 20 2015, 10:22 AM
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515 posts Joined: Jan 2005 |
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Nov 20 2015, 11:59 AM
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1,275 posts Joined: Nov 2007 |
Invest ur 50k in my asb so I can max it and unlock it's max limit lai lai
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Nov 20 2015, 12:03 PM
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5,369 posts Joined: Jan 2003 |
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Nov 20 2015, 12:03 PM
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Nov 20 2015, 01:02 PM
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Nov 20 2015, 02:36 PM
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Nov 20 2015, 03:43 PM
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Nov 20 2015, 03:46 PM
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Nov 20 2015, 03:53 PM
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Nov 20 2015, 03:54 PM
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Nov 20 2015, 03:56 PM
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Nov 20 2015, 03:57 PM
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384 posts Joined: Apr 2010 From: Today, 00:00 AM |
an investment thread become a firing thread.
logically, you would never tell another person how much you have tho. |
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Nov 20 2015, 03:57 PM
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1,552 posts Joined: Feb 2013 |
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Nov 20 2015, 03:57 PM
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Senior Member
676 posts Joined: Jul 2007 From: Soviet Union |
All talk talk only no black and white like jibby donation pui. .....i bet my dick TS dub even have 10k in saving
This post has been edited by commanderz: Nov 20 2015, 03:58 PM |
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Nov 20 2015, 04:01 PM
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Senior Member
1,363 posts Joined: Jan 2010 |
QUOTE(ShinG3e @ Nov 20 2015, 03:57 PM) yea. but of course make SURE your name is nominated la. but it will create suspicion if suddenly after 1 yr beli plan then GG.com. Any link I can have a look? Sounds too good to be real. Wtf 100x money returned from your investment. Iif everyone have one of this plan the insurance company would be bankrupt right??? |
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Nov 20 2015, 04:05 PM
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Senior Member
1,552 posts Joined: Feb 2013 |
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Nov 20 2015, 04:07 PM
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Senior Member
1,363 posts Joined: Jan 2010 |
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Nov 20 2015, 04:37 PM
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Senior Member
9,336 posts Joined: May 2009 |
QUOTE(JustcallmeLarry @ Nov 20 2015, 04:01 PM) Any link I can have a look? Sounds too good to be real. Wtf 100x money returned from your investment. Iif everyone have one of this plan the insurance company would be bankrupt right??? Thats based on you are below 40 yrs old AT THE MOMENT. WHich I belive 99% of /k is.Your parents if OLD the premium will much more diff liao. Just go allianz website submit a query an agent will call u soon they can email u a proposal and u look look lor. |
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Nov 20 2015, 04:47 PM
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Senior Member
1,363 posts Joined: Jan 2010 |
QUOTE(MeToo @ Nov 20 2015, 04:37 PM) Thats based on you are below 40 yrs old AT THE MOMENT. WHich I belive 99% of /k is. Ok thanks brah.Your parents if OLD the premium will much more diff liao. Just go allianz website submit a query an agent will call u soon they can email u a proposal and u look look lor. |
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Nov 20 2015, 05:01 PM
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Senior Member
1,275 posts Joined: Nov 2007 |
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Nov 20 2015, 05:02 PM
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Senior Member
1,275 posts Joined: Nov 2007 |
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Nov 20 2015, 05:05 PM
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Senior Member
9,336 posts Joined: May 2009 |
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Nov 20 2015, 05:12 PM
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Junior Member
379 posts Joined: Apr 2011 |
No need show bank account la here. Mcm budak2 lol.
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Nov 20 2015, 05:14 PM
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Senior Member
649 posts Joined: Jun 2005 From: Behind U~ |
QUOTE(Manada @ Nov 20 2015, 04:01 PM) Oh wow i think of putting in it alson do you know how much is the sales charge? Im in your exact situation. I got your same amount (40k), but i scared i need to wait long to breakeven the sales charge. And im planning to put in for min 10 years sales charge 5% for ASG, if now got ASW2020 or AS1M (I think these are 0% sales charge for non bumi) slots then just go for it i guess. if ur tongkat race lucky you. If you put money inside but dont know calculate also useless right. put up in excel sheet: current unit price, how much units u will get with rm 40k, sales charges. Then put assumption 6% return a year. Add another column for the sake of comparison if put at FD (4%). Then you will find that breakeven if compared to put at 4% fd is bout 2 years. After 2 years ur return will be 6%-4% = 2% higher than FD. Then let the compounding make more for you. All these considered low risk returns thats why i thought 2% extra profit makes no significance. Wish I can get the time to study stocks lol. |
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Nov 20 2015, 05:23 PM
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Junior Member
64 posts Joined: May 2006 |
you may consider to diversify your money....since you are working now...
you can consider putting your money in insurance, unit trust and FD which all serve in different purpose.... FD - you may treat it as your emergency fund as you can withdraw at anytime Unit Trust - 5-10 years investment planning - where you may plan on getting houses or etc insurance - steadily saving account with protection - long term fund - is for following retirement or misfortune happen during your productive years if you interested to know more,,you may pm me....cheers |
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Nov 20 2015, 06:19 PM
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Senior Member
1,275 posts Joined: Nov 2007 |
If ure bumi best bet is asb for lower risk investment.. about 8% per annum will get u almost 4k per annum
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Sep 18 2017, 08:55 PM
Show posts by this member only | IPv6 | Post
#115
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Senior Member
837 posts Joined: Oct 2006 From: Malaysia |
....... lol old thread wasted my time
This post has been edited by froz3nnoob: Sep 18 2017, 09:20 PM |
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Sep 18 2017, 09:01 PM
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Senior Member
954 posts Joined: Dec 2006 |
Invest in Datukship.
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Sep 18 2017, 10:02 PM
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Junior Member
59 posts Joined: Jun 2015 |
QUOTE(saikia2046 @ Nov 19 2015, 11:41 AM) In current world wide situation, keep in FD no doubt is better than losing them all. People may say you are stupid, but at the end, all those are your money not theirs. Last time I listen to people go invest low risk bond. 1 shot ate me RM70k. Can't self recover for 3 years. After that I withdraw the remaining. I should just dump them into my houses. A wise man once said buy stock, then don't look at it.Come back 30 years later. |
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