QUOTE(puppyee @ Jan 20 2016, 06:27 PM)
This you have to find out from your insurance company la. Great Eastern can claim but you have to pay upfront on your own first. I think most insurance company works the same. Worst case scenario if you got into accident, you die die take a cab over to jb hospital then you don't have to pay upfront lo..
As person who work in the industry, please read the terms and check with the company. Agents are selling you product and Malaysia agent don't really need them to take much exam to sell products so they can say yes to anything to get you to buy. Working on too many complaints and all customers say agent say can. Company will not honour it if the policy illustration stated black and white there.
Do read back the policy statement and check whether they did really mention they will cover if your accident is happened in overseas and not as a tourist.
If they never mention, the insurance company will not pay out. And from my knowledge, I don't remember any health plan that Malaysia insurance that allow you to claim in Sg hospital or clinics vs Sg one did mention you can claim if you get your treatment in JB. Unless they launch a new product.
For health insurance, unless you know you got some problems, and impossible for you to get a normal premium in other insurance company, it is better to just cancel and get a Sg if you are planning to live long in Sg. Since unlike other insurance plan, the premium will be review every few years to reflect with the current economic situation.