Check with your company whether they have corporate discount with the telcos. Most companies do have some sort of agreement

Levy is paid by company.

If you are citizen/ PR
Gross - CPF [20%]

If you are foreigner there is no deductions. You get your pay in full

This post has been edited by orangbulu: Mar 21 2016, 05:11 PM

Foreign identification number. Its the number on your employment pass that you will receive. Sort of like IC number for foreign employees

Cannot. You need to be PR at least

You are a tax resident if you work more than 183 days in sg. If you are tax resident you will taxed according to tax resident rates. If not its a flat 15% rate.

This post has been edited by orangbulu: Mar 22 2016, 08:15 AM

Are your children boys? May have to do NS since you are the 1st Gen PR

If he apply for PR, he is considered 1st gen, so his children are 2nd Gen. Are they still exempted?

According to ICA:

Main applicants who are granted PR status under the Professionals/Technical Personnel and Skilled Workers (PTS) Scheme or the Investor Scheme are exempted from NS. Male children who are granted PR status under their parents' sponsorship are liable for NS under the Enlistment Act. They are required to register for NS upon reaching 16½ years old and will be scheduled for enlistment at the earliest opportunity upon reaching 18 years old. If they are pursuing full-time studies, deferment from full-time NS may be granted only if they meet the deferment conditions stipulated by the Ministry of Defence which can be found at www.ns.sg. All NS-liable males aged 13 years old and above, are required to obtain an Exit Permit (EP) when travelling overseas for 3 months or more.

This post has been edited by orangbulu: Mar 22 2016, 09:34 PM

When you leave your company, your last salary will minus off your tax liability, and then you wont have to pay any additional tax to IRAS. In the case that you have already started paying, they will refund the money to you via cheque, so make sure your home address is updated in the IRAS website.

Ocbc 360
Uob one
Bank of China smartsaver

Check out these 3. Bank of China has the highest interest rates but least amount of atms. Also their Internet banking is not very good.

Other 2 are local banks with wider atm coverage. However the interest is lower than BOC

Depends on your budget. You still can reach on time regardless of the transportation mode. Just whether you want to leave home earlier or later

This post has been edited by orangbulu: Mar 31 2016, 04:54 PM

That's probably a new policy as I have never heard of it. As far as I know once you have work permit they will let you open. I have colleague who open last year in ocbc but my company does not use them

You will be taxed 15% probably take out from your last pay

Total income. Not last pay. You can get all the info on Iras website

This post has been edited by orangbulu: Apr 8 2016, 05:23 PM

No he will have to pay on every single cent earned because he will be taxed as non resident. He did not work 6 months to qualify for tax resident rates

There is no limit but I think you have to declare If above 30k sgd

Sorry you are right. It's 20ksgd

Resident rate is much lower than 15%. You can refer to Iras website to calculate your tax. If you intent to work more than 6 months it's fine

This post has been edited by orangbulu: Apr 21 2016, 04:30 PM

Take your total pay from July to Dec 2015 then compare it to the tax bracket on IRAS website. Also remember to apply for a singpass so that you can access your tax portal on IRAS

You need to pay income tax every year. You pay around quarter 2 each year for income on the previous year. This means you should be receiving your assessment soon for 2015 income. If you are leaving singapore your last salary will be withheld to pay whatever tax owed and the remainder released to you

If he gets income in singapore he will have to file tax no matter what. Malaysian income is filed on Malaysia side and singapore income is filed on singapore side. He does not need to pay Malaysia tax for income received in singapore