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 Working in Singapore V18, All About Living in The Little Red Dot

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ThanatosSwiftfire
post Jan 26 2016, 11:26 PM

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QUOTE(huaweie5830 @ Jan 26 2016, 11:00 PM)
wah, now bank gv 4% interest ?
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Shares/reits la.
ThanatosSwiftfire
post Jan 29 2016, 11:33 AM

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QUOTE(Fiona Chin @ Jan 29 2016, 12:01 AM)
Most investment bank can do better than 2% already. Really, 2% mean the analyst or the asset manager made some mistakes and put the blame to the market. You should go make some noise.
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Ur investment mgr must be godly wink.gif i not rich enuf to afford pro lidat
ThanatosSwiftfire
post Feb 15 2016, 06:16 PM

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QUOTE(IwanAGP @ Feb 15 2016, 05:53 PM)
Normal increment in SG range from 2-3% but in M'sia, it's not hard to see 6~7% increment per year basis. Probably to cope with inflation.

Nah inflation is not the same. I'm not in the finance industry but just based on what I "feel". Everytime I on holiday back to M'sia, I can feel that prices are like increasing exponentially. Just take one plate of fried rice. I think the price in KL has probably gone from RM4 to RM6/7 in the last 5 years. In SG probably still the same price at the same store or maybe just $0.5 increase.

IINM, few months in 2015 SG is actually experiencing deflation instead of inflation. biggrin.gif Not sure
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Inflation is there if you look for it. 2.50 to 3 may not seem like much, but its 20% increase.
ThanatosSwiftfire
post Feb 15 2016, 06:30 PM

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QUOTE(IwanAGP @ Feb 15 2016, 06:22 PM)
RM4 to RM6 is already 50%. What to do?

The really only thing that has gone wild on increasing is probably the COE biggrin.gif
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But coe/property has comedown recently. Though the whole 50% cash upfront is a pain so still remains unaffordable to me ;(
ThanatosSwiftfire
post Feb 17 2016, 06:13 PM

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QUOTE(deodorant @ Feb 17 2016, 05:34 PM)
It's two draws a week, assume on average 2 ppl share each jackpot = 200 ppl strike jackpot a year
5,700 ppl died of cancer in Singapore in 2014
So you're 28.5x more likely to die of cancer than to strike jackpot  icon_idea.gif
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Nvr try nvr know maaa. Who knows..
ThanatosSwiftfire
post Feb 20 2016, 02:40 PM

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QUOTE(Mackiddo @ Feb 19 2016, 07:05 PM)
citibank dividend card. good for cash back. but they gimme S$6k credit only, equivalent to my 3X months salary.
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Mine only 4.5k credit. Damn sad.
ThanatosSwiftfire
post Feb 26 2016, 11:16 AM

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QUOTE(CreamMilk @ Feb 26 2016, 10:22 AM)
I am drawing RM7.6K gross in msia as a senior exec, got an offer in SG for SGD 4.1k as a consultant.

Do not consider landed house & car, is this a downgrade for my life? I don't go luxury food, clubbing..etc. Just average console gamer, occasionally buy some Lego, go oversea travelling with my wife once a year (mostly Asia/Australia region)...

Just would like to get some general idea.
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Downgrade.
Dont do it unless ur really despo to get out.
ThanatosSwiftfire
post Feb 29 2016, 03:02 PM

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QUOTE(CreamMilk @ Feb 29 2016, 08:45 AM)
I have 8 yrs of experience, 30 yrs old+
I might sound a bit desperate, but I have been searching for an offer for almost 1 year+
None of them offer more than SGD4.5k.

There was once I almost took the offer, the HR also a malaysia, he told me they will go for local to save all the hassle (paper work, permit, worry you can't survive in sg...etc) if they willing to pay higher package, no point to look for malaysian. Unless that person is extraordinary, very talented.
But at the end I still reject the offer because that' what I thought, too low and no extra allowance.

Now another half a year, I am still getting the same range of offer, with some allowance, and this is the job scope that I kinda prefer, hence I am quite tempted now.
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Since u despo... Take it lor. But keep in mind they really lowball u wit 4.5ksgd compared to ur myr7k..and after u pay ur rent ur net take home may not be much. Consider that if u also have debt at msia that u gotta settle...



ThanatosSwiftfire
post Feb 29 2016, 03:16 PM

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QUOTE(madmoz @ Feb 29 2016, 03:13 PM)
I won't, unless if there are other reasons for coming - kids education, migration etc.
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I wouldnt either. (I took at 25% cut coming here) and 4 years down i barely made up the difference. But he really wants to get out, so tis is a route he can take.
ThanatosSwiftfire
post Mar 1 2016, 11:51 PM

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QUOTE(vernon87 @ Mar 1 2016, 11:20 PM)
What if my employer decided to terminate me. Will I still stand a chance to get employed in SG?
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Are u pr?
ThanatosSwiftfire
post Mar 2 2016, 02:00 PM

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QUOTE(madmoz @ Mar 2 2016, 12:04 PM)
Hahah I feel like I'm back at uni, trying to limit my food spendings to SGD15/day.
Cost of living is quite low indeed here and it seems that it is entirely possible to save at least half of my pay per month smile.gif even after paying rental on my studio and some luxuries (damn you my gaming and anime doll hobby/addiction).
As for actual work, I do love the faster and more mature environment here.
Win win I'd say, but I kinda miss the missus. Only seeing her every fortnight is a big change.
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No need limit la. Sgd30/day sgd800/mth will make u happier
ThanatosSwiftfire
post Mar 21 2016, 05:17 PM

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QUOTE(madmoz @ Mar 20 2016, 09:44 PM)
Been here for almost one and a half months. Life is good indeed and things are cheap, except for my studio apartment rental and possibly the utilities. Bills for that haven't arrived yet.

Got paid half a month's salary last time round and it isn't even half finished after paying rent! Managed to get an UHD TV and a PS4 to keep me entertained at nights lol.

Missing the family a bit, but I suppose one cannot have everything. Payday is next week hehe. At this rate sending $$ home is gonna be easy.  bruce.gif

Flying home is a pain though, leave opis at 5 on Friday, and when sampai rumah also close to 11 no thanks to KLIA being super far from KL and my place not being anywhere near train stations. I suspect taking a bus might be cheaper and take just about as long. Mana and how to take a bus back to KL ar, sifus here?

How much does it cost to own a car? Or can I transfer my Malaysia car into SG ar? I've got a parking spot so if it isn't too expensive having a car to drive back up and down again on the weekends might be viable.  hmm.gif 
PS. Work is sadly, rather heavier than in KL. I miss my old team. really.
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I always choose to fly. I prefer the experience over bussing x 10. Its just part of cos of living.

Try to take firefly on friday afternoons.
ThanatosSwiftfire
post Mar 22 2016, 09:11 PM

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QUOTE(deodorant @ Mar 22 2016, 07:19 PM)
kaneshi 3 months then apply? Depends. Are you a Ivy League elite who pays 6 digits in tax per year? Then maybe got chance. Otherwise if you are also-ran sandwich class HDB dweller than chance is practically zero.
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Aiya dont so bad leh. I'm sure kaneshi can get it smile.gif

QUOTE(knwong @ Mar 22 2016, 09:08 PM)
I'm not a PR, and still choose not to become one, but I thought one need 6 months payslip to apply?

Advice from a Caucasian friend who applied before - higher chances when you have contributed income tax.
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why not? SG Gomen good what. CPF lets u buy house somemore.
ThanatosSwiftfire
post Mar 23 2016, 06:52 PM

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QUOTE(titarium @ Mar 23 2016, 02:18 PM)
Must be getting quite a good offer , since you are targeting  2k room rental .

Congrats of breaking the 4.5k barrier .

Stay near office will do you more good .

FYI - First coach have Bus from buono Vista , I have friends taking from there , certain Friday take time off ( but these bunch are old bird in company d la ) .

Take bus during non-peak , travel time less than airport and reaches faster to heart of KL .
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Theres a 4.5k barrier?
ThanatosSwiftfire
post Mar 31 2016, 11:52 AM

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Lol u all still convertto msia ka. I tot most of u now shud be thinking of selling all ur myr assets and shifting them into singapore while the myr is strong...
ThanatosSwiftfire
post Apr 20 2016, 01:28 PM

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http://www.channelnewsasia.com/mobile/sing...st/2713360.html

Hmmm seems like things are tough these days
ThanatosSwiftfire
post May 5 2016, 01:08 PM

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QUOTE(Dendroid_King @ May 4 2016, 07:27 PM)
Hi,

I have a personal banking problem whereby UOB bank will terminate my account. The only reason given is that they reviewed the business and banking relationship and claimed they can't keep my account.

I do not have any overdraft facility nor do I have any credit cards. So it's not possible for me to be owing to the bank. My balance is low at times below the required saving amount but that would be a weird reason to terminate my account.

Can anyone share what could be the case? I tried calling their customer service and the banks. But no reply yet. I am wondering what is going on.

Thanks for any help.
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Suspected money laundering looooo
ThanatosSwiftfire
post May 5 2016, 10:52 PM

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QUOTE(jrkt @ May 5 2016, 08:29 PM)
Guys, one year of working experience in Malaysia doesnt count as experience meh?  I went for interview in Singapore on yesterday and the interviewer told me so. Is this true? or they are trying to low ball me?

On the side notes, do you guys think jobstreet is good for hunting entry level job? I have sent over 500 applications and only got 1 interview so far.  I came from accounting and finance background. Any other site recommendation? Thanks first.
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Singaporeans' and their superiority complex. If you want take lor, if you not despo then find something else.
ThanatosSwiftfire
post May 10 2016, 09:13 AM

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QUOTE(Kaka23 @ May 9 2016, 11:24 PM)
Is it wise to convert to Singaporean citizen or just maintain PR will do?
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Please convert.
ThanatosSwiftfire
post May 10 2016, 11:43 AM

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QUOTE(kyone @ May 10 2016, 11:35 AM)
How will it affects retirement if the person decided to come back malaysia for retirement?
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Most ppl by the time they get to that age will have greener pastures to go to. Besides, it seems to me most malaysians here think negatively of msia's future so retirement in malaysia is something people say but will never actually do. (My speculation and what i gather from my circle of friends). Also over time you wouldve become indoctrinated by singapores culture and mentality, so would not have faith in malaysias medical system to have the kind of peace of mind necessary for retirement.

So please do convert.

Taking singapore citizenship allows u all the benefits of this first world nation, and to thosr hoping to go further, a valuable stepping stone. And more medical support via medicare. And a government protected pension/redistribution scheme. Maybe ull get the silver age benefits too.

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