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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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SUSintrepidity85
post Jan 23 2016, 10:07 AM

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QUOTE(supersound @ Jan 23 2016, 08:35 AM)
Better call CS and ask properly, if you intended to max out the spending just for once, can ask for temporary increase of CL, but if you always swipe out to the max, better ask for permanent increase.
rm0.10 is a bit also, I think such statement of "a bit" are quite misleading.
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not misleading, that is based on fruitie experience as she mentioned
SUSintrepidity85
post Jan 23 2016, 10:46 AM

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QUOTE(fruitie @ Jan 23 2016, 10:29 AM)
Enough la. Early morning and started your so-called debate. If you don't want to agree, don't need to debate here. I have no interest in fighting with you. Talk all you want. Go anywhere also fight with others, pergi mana also people report about you. I guess you need to think about it why is this happening.

Regarding this post, post all you want. I won't bother.

Maybank has no penalty. Don't talk as if you are a Saint.
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Picking up a fight / debate has no point.. we're here to gather more knowledge on CC...

this guy also picking some fight with me last time but i just ignored him.. wonder how old is he actually?
SUSintrepidity85
post Jan 25 2016, 10:43 AM

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QUOTE(hafizhans @ Jan 25 2016, 10:03 AM)
more than 1 week now apply,
checked since last week, already got cc account in maybank2u, but card not yet received, is it means my application success?
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if have cc account number, of course success
SUSintrepidity85
post Jan 27 2016, 08:19 AM

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QUOTE(mytaffeta @ Jan 27 2016, 07:38 AM)
normal maybank branch..

finally received sms yday, my card has been approved after 3 weeks..  rclxms.gif
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3 weeks consider fast already by branch
SUSintrepidity85
post Jan 27 2016, 01:29 PM

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QUOTE(fruitie @ Jan 27 2016, 11:53 AM)
Thanks. biggrin.gif

I don't have this function maybe I have ticked it few years ago for my M2Cards. sweat.gif
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oh i just realised got 'bday tag'

happy birthday!
SUSintrepidity85
post Jan 27 2016, 06:43 PM

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QUOTE(gastacopz @ Jan 27 2016, 06:27 PM)
credit limit request rejected...

haizzz...y laa maybank dont want increase..

need new card with free annual fee
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best way go to branch and ask ur branch manager write recommendation sure get approval 1...
SUSintrepidity85
post Jan 28 2016, 09:04 AM

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QUOTE(wjleong15 @ Jan 28 2016, 08:45 AM)
I know there is one manager in Jalan Ipoh Rivercity branch very happy to do that

he is so aggressive catch sales...

Last time he offer to recommend me

but failed... card center reject it  cry.gif  cry.gif
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wow.. branch manager recommend and HQ reject? weird..

for branch manager to recommend, u must met some criteria

or he just simply recommend? haha...

mine recommend = pre approved liao = final approval

This post has been edited by intrepidity85: Jan 28 2016, 09:04 AM
SUSintrepidity85
post Jan 31 2016, 04:55 PM

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QUOTE(saitong09 @ Jan 31 2016, 03:43 PM)
Update us after tried smile.gif
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its under groceries for most of cards
SUSintrepidity85
post Jan 31 2016, 05:30 PM

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QUOTE(saitong09 @ Jan 31 2016, 05:16 PM)
Not for Citibank CB tongue.gif
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basically citi cb useless.. i even wanna terminate plat and its prestige soon
SUSintrepidity85
post Jan 31 2016, 06:55 PM

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QUOTE(Kaka23 @ Jan 31 2016, 06:54 PM)
what other reasons it is useless?
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you can read from posts earlier why most of the forumers here are terminating this citibank cards.

i will be hopping in soon
SUSintrepidity85
post Jan 31 2016, 06:59 PM

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QUOTE(victorywp @ Jan 31 2016, 06:57 PM)
for those cc that based on grocery mcc will get the cb. uob one and citibank cb plat are not based on grocery mcc but on specific hypermarkets only. econsave is under grocery mcc.
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thats true.. and with many terms & conditions especially on specific hypermarkets only.. + no auto waiver for AF

there are much better cards than this crappy citi cards
SUSintrepidity85
post Jan 31 2016, 08:28 PM

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QUOTE(saitong09 @ Jan 31 2016, 08:22 PM)
I'm one of many of them terminated the Citi CB and UOB 1 card before the AF smile.gif
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good to hear. now i kept citi cc inside my drawer d..

they always call and spam me with balance transfer 5.99% and cash .. i straight say dont call me anymore regardless this 2 things next month they will call again ..

going terminate next year if my AF is not auto waive
SUSintrepidity85
post Feb 1 2016, 08:01 AM

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QUOTE(saitong09 @ Jan 31 2016, 11:13 PM)
Already have ikhwan why still hold citi? Don't wait for auto waive, 99% sure no hope tongue.gif
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waive liao for this yr ..
SUSintrepidity85
post Feb 1 2016, 09:06 AM

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QUOTE(saitong09 @ Feb 1 2016, 08:42 AM)
Good, what was the condition for waiver?
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no question been asked . straight waived
SUSintrepidity85
post Feb 1 2016, 12:02 PM

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QUOTE(saitong09 @ Feb 1 2016, 11:29 AM)
Maybe her intrepidity85 spending more than 100k a year tongue.gif
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its bank decision and their assessment .. technically spending >100k yes..
SUSintrepidity85
post Feb 2 2016, 04:45 PM

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QUOTE(panda-man @ Feb 2 2016, 04:31 PM)
I don't know can appeal with this template ..

perhaps i will do with ICBC credit cards since i don't have relation with their branch manager sweat.gif
SUSintrepidity85
post Feb 2 2016, 04:45 PM

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QUOTE(putra23 @ Feb 2 2016, 04:43 PM)
OCBC Ti... nostalgic. Those were the days.
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i missed that actually
SUSintrepidity85
post Feb 2 2016, 05:04 PM

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QUOTE(sonyleong @ Feb 2 2016, 04:54 PM)
Dear Sir,

Good day.

I'm writing to file a complain on HSBC bank that decline my application without any reasons given despite I've fulfilled their minimum requirement.

Since they refused to disclose the reason, therefore I want to escalate this to Bank Negara Malaysia to instruct HSBC to disclose the reason why my application being declined despite I'm debt free, annual income is over their published minimum income requirement for that particular credit card.

I believe that as a consumer I have the right to know the reason why being declined and this seriously affecting my good credit reputation.

I'm looking forward to hearing from you.

Thank you.
Regards,
xxx

Send this to BNM???
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really hardcore..

will this work for cc application that had been decline?
SUSintrepidity85
post Feb 2 2016, 05:44 PM

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QUOTE(wjchay @ Feb 2 2016, 05:11 PM)
I have both the 2 cards and Ikhwan. Maybe you have too many cards, therefore credit limit too high, therefore too risky?
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how much is consider as huge limit for mbb in order for them to label you as 'high risk' clients ?
SUSintrepidity85
post Feb 2 2016, 05:54 PM

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QUOTE(panda-man @ Feb 2 2016, 05:51 PM)
hard to say. but with a good credit record like have 5-6 cards, but no late payments on CCRIS is low risk, but have 1 card an always pay a little late may already be classified as high risk. they will look at age, salary, debt, job, etc. so many things that can support or bring you down.
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they consider me as high risk no idea why.. lately i make wayang a lot like personal loans .. hire purchase loan to avoid lhdn.. haihz..

public bank label me as high risk as my average cards only have around 150k for 7-8 banks..

when i check my ccris i can see my approved loans total up to 1.5 million

perhaps this is the cause..

my ccris all 000000000 all clean ..

but after appeal, also got approval.. hassle process anyhow



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