Dear all,

i am confursing which way should i do??

1) write email to BNM
2) write email to mbb to reduce CL in order to get ikhwan

No wonder you are classified high risk... they will wonder why you have so many cards. The loan I dunno if they kisah or not. Cannot pay just sell it. But having punya banyak card what for hahah. I don't think they will see your CL for the cards.

I believe every credit card issuer has their own formula, and the formula will change based on issuer's risk appetite. Individuals' risks also will change due to personal loan and credit card CLs.

I have been applying from AEON credit for the 2nd time now, still I don't see them approving me. In the mean time, I got new Ikhwan, PBB VI and PBB VS

Now I am hoping that AEON won't approve me so that I can keep on getting freebies for applying. The last time I applied, the agent put in RM10k credit limit for me, I wasn't even aware. Then as usual AEON called me a few times, checking this and that, then they asked me if I really wanted just RM10k limit? I just responded that they can give me whatever they want, it's just for grocery. (just for comparison, my other cards have like 65k CL).

RM0.00 MBB:TQ for using your Maybankard ending xxxx for MYR4.00 AT GOOGLE *SERVICES\\GOOG9T ;05/02/16;00:44.For enq call num at back of your card

suddenly got this message..

didnt do any transaction with google

same, i called cimb also this morning
no charged by google
they said my card shud be ok since no other suspicious transaction occur in the past few days.
i remove my card from google play payment just in case.