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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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panda-man
post Mar 25 2016, 03:18 PM

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any place that can pay TNB bill and get cash back?
panda-man
post Mar 25 2016, 03:27 PM

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QUOTE(cybpsych @ Mar 25 2016, 03:23 PM)
Sam's Groceria, cashback under Ikhwan's Grocery category
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QUOTE(fruitie @ Mar 25 2016, 03:25 PM)
Yes, Sam's Groceria and minimum payment is RM 20.
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ah cool. cause i looked online at the sams one and didnt have TNB on the board thing at the cashier. thats good news! thanks! will go tomorrow and top up TnG too! hopefully their terminal isnt down T_T
panda-man
post Mar 28 2016, 01:15 PM

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i saw the other day got maybank booth giving away transformers. still upset i only got a water bottle...

anyways. on saturday went to sams and got to pay my TNB and TNG. the guy didnt know what bill it was though. so i spent most of the time over the counter looking at his screen and pointing to stuff hahaha.
panda-man
post Mar 29 2016, 11:06 AM

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QUOTE(benson92 @ Mar 29 2016, 10:59 AM)
Just got my card yesterday, saw Maybank website saying they will replaced with new visa paywave card from April 1 2016 onwards, why dont they just give me the new one la?  doh.gif need to replace again after this month?
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but this is a mastercard.
panda-man
post Mar 29 2016, 11:11 AM

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QUOTE(benson92 @ Mar 29 2016, 11:09 AM)
ah my bad! so if is not VISA then no need to replace kan?
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yup. although i wish there was a mastercard wave
panda-man
post Mar 29 2016, 11:28 AM

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QUOTE(maskedchan @ Mar 29 2016, 11:23 AM)
mastercard wave is called paypass  whistling.gif
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is it? hahaha. i also never looked for that. will look it up now. but seems this card dont have right?
panda-man
post Mar 29 2016, 11:56 AM

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QUOTE(maskedchan @ Mar 29 2016, 11:44 AM)
i do have paypass features card...that was long time ago
i guess it did not successfully implemented in malaysia
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yeah. i havent seen any. the only ones i see was the paywave at tesco. i used it like once 5 years ago with my old maybank cc. hahah. in the end still gotta swipe like normal. the safest way anwyays.
panda-man
post Mar 31 2016, 10:47 AM

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QUOTE(triOz88 @ Mar 31 2016, 10:44 AM)
Sorry guys, have a question.
Let say i have RM6000 credit limit, then i do EPP with RM3000.
So, my current credit limit is RM3000 only right?

Because in m2u not mention new credit limit because of EPP used it.
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yes. the RM3000 will be blocked off. similar like how hotels will block a certain amount on your CC
panda-man
post Mar 31 2016, 07:53 PM

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QUOTE(saitong09 @ Mar 31 2016, 07:41 PM)
Many ppls queuing up for petrol tonight, too bad no 5% for Ikhwan today.
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Yeah I will go queue later... for sure significant increase in price.
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post Mar 31 2016, 08:23 PM

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QUOTE(saitong09 @ Mar 31 2016, 07:55 PM)
lol I already pumped early morning, so earn TP only and no need queue smile.gif
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Yeah I shouldve but late for work hahaha
panda-man
post Mar 31 2016, 09:07 PM

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Yeah 10 sen bleh. Anyways dah fill. Didn't have to line up for gas. But had to for my tyres Hehe
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post Apr 1 2016, 02:39 PM

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QUOTE(onetwothree456 @ Apr 1 2016, 02:29 PM)
har? didnt realize thats how it works hmm.gif

i thought only debit cards like that
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if you dont want it to block the RM200. just key in the amount you wanna refill on the machine before putting your card in. then it will only authorise that amount.
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post Apr 1 2016, 03:00 PM

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QUOTE(benson92 @ Apr 1 2016, 02:57 PM)
that's exactly what I'm going to do next... although I haven try before, normally just put in card and pump
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yeah i also just sumbat je. i dont use my CC much except for groceries and petrol. so always got credit available. so dont really care. but if CL is only like RM1-2k, blocking off RM200 is quite a fair amount.
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post Apr 4 2016, 02:18 PM

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forgot to pay my cc in march, forgot the date 28 march? dunno. but if pay now no interest right? or got for those few days?

also got my cashback only like RM39. i feel ive been spending more than that. hmm. oh well.
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post Apr 4 2016, 02:34 PM

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QUOTE(benson92 @ Apr 4 2016, 02:23 PM)
i tried key in number before putting my cc nothing happen leh, end up still put cc in first and pump, what is the proper step a? anyone know?
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i dunno. last time i just keyed in RM40. press enter or whatever the button is. and then put in the card. it sampai RM40 and it just stopped automatically. hmm.gif broken maybe?
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post Apr 4 2016, 05:23 PM

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QUOTE(cybpsych @ Apr 4 2016, 05:19 PM)
what do you mean u dont know?

28 March is what? statement date or payment due date?

refer back your cc statement. the top-right 1st page already tells you this 2 important dates to follow.
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28 March is payment due date. seems statement is 8 march. but i've paid the minimum. just the spending after the mid month, forgot to pay. so wondering if that will kena interest? its not much only like RM1.5k. and only a week late, but just wanna know for future reference.
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post Apr 4 2016, 05:33 PM

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QUOTE(choonyink @ Apr 4 2016, 05:28 PM)
Good thread there. Will spend some time reading it.

If got rejected, will affect other application for other banks' credit cards?

What i heard from one of the HLB agent, half a year can't apply again.
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from what i heard, if you apply many cards at one time, say >3-4 at one time, then may have a higher chance bank will reject. as when they check the CCRIS it will show all your on-going applications and some banks will just say fk it. but i dont think any rejections will affect you for future applications.
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post Apr 4 2016, 05:45 PM

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QUOTE(fruitie @ Apr 4 2016, 05:42 PM)
Just pay all now la..
No, it will not affect. Usually for the same card for re-submission, they always suggest 6 months.
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haha. paid already when i realised i hadnt paid yet. jsut wondering if it they will charge interest or if there is like some buffer or something.
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post Apr 5 2016, 11:17 AM

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seems it varies. some people a few days. some a few weeks doh.gif

i did mine and called the CS on 4th day, then they said kena reject cause my cancelled card credit limit was too high! still dont understand. but in the end they gave me a CC after i agreed to reduce that credit limit on that super old card... got it a few days later. for me took i guess 6 working days. applied at booth in 1U.
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post Apr 6 2016, 10:42 AM

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QUOTE(13aby @ Apr 6 2016, 10:32 AM)
MBB offer me Ikhwan petronas card , is this same with the normal ikhwan card? just extra petronas benefit . Currently i having mbb2 cards
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not the same bro. no cash back on that if i recall.

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