i would take CG if i got to choose between this 2.

mine only released MRTA havnet released the rest...

That one is standard kut. Everywhere also got car park outside. Even flats

see alot proton wira and myvi there.. can get thier spareparts in midnight.. hahahahahhahahhahahahahha just joking i dont drive wira

I see parkhill Also leasehold. That one gomen meh?

If I'm not wrong. Loan agreement will only get once amber issued request for money to bank cc lawyer then only lawyer will stamp and prepare for buyers collection.

i assume it's not typo lah!

i start paying MRTA interest. got facebook group. i think can refer to erm..... i forget his LYN ID... someone help.

me too. i ask if can pay for principal + interest for MRTA, they say cannot. very obvious they wanna eat money only

not yet, i think will only get the LA simultaneously with progressive billing for the HL sans MRTA

why different entity? we deal with bank for payment only mer. they release money to who, also we pay bank only mer, no?

This post has been edited by diners: Jan 6 2016, 06:46 PM

Mine is the same too, although different bank. The repayment is still 0.00 but the bank will send you letter to ask you to pay progressive interests.

In my e banking account although no repayment amount but manage to track the transactions.

Before VP all payment is for interest only and will not reduce principal. After VP, additional payment will reduce principal. However, you can request the bank that you want to start to pay the principal once the bank has released 50%, approx after 2 years, of the money to developer (need to reconfirm with you bank).

yeap. just got mine today. the financier notice.

checked my bank account for the house loan and see that the 10% has been disbursed.

but the 10% is only the 300k of the house, how about the extra carpark ie 20k, when developer request?

the installment amount only show once u start paying interest+principal. now u only paying interest, they will show RM0.00 saje. you will know amount of interest* upon receiving payment notice from bank.

*the calculation u can count like this...
loan interest rate / 365 days x number of days of the particular month x total amount disbursed

eg,
loan interest rate : 4.45%
number of day : assuming december 2015 @ 31 days
amount disbursed : RM30,000

interest payable
= 4.45 / 365 * 31 * 30000
= RM113.38

(should be right la, cuz my excel calculation also tally with what the bank sends me)

hope that helps.

impossible. your installment is inclusive of your interest already.

ref to simulation table (of mine) for first 4 years attached. you can see for the starting years you're paying more interest, less principal. u see month 48, assuming u pay 50k, only you pay more principal, less interest thus month 49 onwards will have less interest due to principal reduced.



**the table is not 100% accurate. based on assumption.

Yes. The table is full disbursed. I shared the calculation for progressing interest calculation few replies above too.

10% disbursed on 28jan. Receive letter from bank yesterday dated 5feb requesting to pay advance payment for interest d. Gan zul. Uob.

This post has been edited by diners: Feb 18 2016, 06:22 PM

aiseh BR increase to 3.98%...

UOB Bank~ just get to know today

why the bank just release another 5% without notifying me? and in such short period of time? the last release was 28jan. ada in macam cepat meh?

I haven't receive this and they charged me d.