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 investing property, investing property now

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suadrif
post Oct 8 2015, 08:14 AM

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QUOTE(applylose @ Oct 8 2015, 12:37 AM)
Hi all sifu's,

mind to share your invest properties experiences, what is call worth investment?

is now the best timing for us to invest a properties for rent? i look all around the sub sales/new launch,
the roi is 3% base on selling price it is a good investment already?
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for property investment:
a) if u go for REIT (real estate investment trust), 3% is OK since u dont have to bear all the risk and its managed by agent
b) if u invest directly by means of PURCHASE the property, u should expect not lower than 10% considering it high risk and long commitment
c) my consideration is:
- anything lower than 4% i should go for fixed deposit
- anything than 4% to 10% i should go for unit trust
- more than 10% i would consider property rental investment

this is my rule of thumb.
up to u if u want to follow or not
different forumer might tend to have differ opinion
suadrif
post Oct 8 2015, 10:31 PM

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QUOTE(applylose @ Oct 8 2015, 08:20 PM)
Hi,
I'm wonder how could you get a 10% roi? do you mind to share future more and calculation?
it's the property you bought before 2010?
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I wonder what is in your mind when u mention "property investment"?

Is it flipping or rental?
suadrif
post Oct 8 2015, 11:05 PM

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QUOTE(applylose @ Oct 8 2015, 10:39 PM)
Hi,

Any, as long as is "investment property"
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Then I will answer your question
My properties were bought on year 2012
Low cost house
Monthly about rm300++
Rental up to rm600
The ROI is definitely more than 10%
suadrif
post Oct 9 2015, 01:03 PM

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QUOTE(jason1986 @ Oct 9 2015, 09:55 AM)
For low costs, there will be restrictions in purchasing and you will lose out when you will want to sell, prices of low costs properties do not increase that fast as your pool of prospective purchasers will be much smaller.

I will suggest to look for shop apartments in good locations where it is easily rented out.
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Even with those conditions, the price now is already double
If sell it now, it would be 120% roi
suadrif
post Oct 21 2015, 06:51 PM

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QUOTE(applylose @ Oct 18 2015, 03:23 PM)
Hi All Sifus,

let's said we buy an unit cost 350k apartment and rent it out as 1000-1100, maintenance fees around 150,
30yrs LOAN with 90%, is this a good investment?
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my rule of thumb for 30 years loan:
- 350k, divide by 2, become 175k
- change the "k" into zero, 1750
- your monthly commitment to the bank is about rm1750

considering maintenance fee and rental quantum, its not worth
suadrif
post Oct 21 2015, 07:04 PM

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QUOTE(honeyng6886 @ Oct 21 2015, 04:00 PM)
Hai,all sifu,
Saya dari johor bahru,baru masuk forum ini.harap dapat
Tunjuk ajar daripada all situ.sori sbb x pandai sangat
Tulis bahasa english
*
apa mau tau? biggrin.gif
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