Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
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 Dec 5 2015, 06:07 PM
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#1
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All Stars
14,990 posts Joined: Jan 2003 
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QUOTE(Ramjade @ Nov 4 2015, 12:34 PM) Btw, I let you know, I terminated a 3.7% FD 3 months into it at affin to go for their 4.33% FD before. How would terminating be better than leaving it there? it seems to me you'd have made more if you left it there. Assuming that it was a 1-year term and you are paid half if you terminate, you lose 1.85% if you terminate. You gain 0.63% if you terminate. Why would you give up 1.85% for 0.63%? and then have to wait longer  |
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Dec 5 2015, 11:47 PM
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#2
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14,990 posts Joined: Jan 2003
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QUOTE(Ramjade @ Dec 5 2015, 06:25 PM) 4.33%, vs 3.7% Don't you only get half if you terminate? |
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Dec 6 2015, 12:01 AM
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#3
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14,990 posts Joined: Jan 2003
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QUOTE(Ramjade @ Dec 5 2015, 11:56 PM) I got some. But all that's history. Now waiting patiently for the balance of my FD to matured. I think I will just give up now lol. |
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