I'll be monitoring the monthly interest given by MBB GIA-i 4.5%.

4.0% is for 6 months, gonna see if 7th month gives 4.07% and subsequent months with diff rate. would be interesting for month 11 and 12

based on calculation, it seems they are rolling every month for 12 months.

bro, u r becoming like unker dreamer d. repeating the same thing a bit to often. I suggest to put in your signature 'don't give back free money'. lol