So maybank have the best rate of 4.55% right now for 12months FD - 10k eh?
Feel like locking in Ambank's 60months 4.55%.....
Anyone can confirm my above line?
Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
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 Oct 19 2015, 04:45 PM
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#1
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~ 
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Oct 19 2015, 05:00 PM
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#2
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~
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QUOTE(Ramjade @ Oct 19 2015, 04:48 PM) If you are OK with no pidm (non capital + returns guaranteed) then yes. Maybank is the best for 1 year. Hmm, for a longer term FD with PIDM secured, Ambank should win, coz its a 5 years thingy. But Maybank that one...the fresh fund min of 10k is not insured eh?For 5 years, without PIDM, definitely mbsb wins at 4.7%. If you want pidm, ambank 4.55%  QUOTE(yygo @ Oct 19 2015, 04:52 PM) by the way, mbb's one is not an fd. it is gia-i product. 4.5% 12 months. Meaning to say all the money you put in are not guaranteed right? So probably by the end of the day, it might give you RM0?QUOTE(lowya @ Oct 19 2015, 04:55 PM) 70% for Ambank dont understand 70% 30%? care to enlighten? thanks!30% for Mbb settled. |
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Oct 19 2015, 05:30 PM
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#3
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~
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QUOTE(Ramjade @ Oct 19 2015, 05:20 PM) Some people don't care about pidm. Nope. I already show in a calculation few post back that mbsb will win ambank anytime despite ambank able to give monthly interest for those >=50 years old. ahh...wonder how many people actually went with that maybank GIA-I then.Yes. You are right. They can tell you that we lost all your money (principal and returns not guaranteed). But if like that maybank commit suicide. No one will put again with Maybank. Put 70% ambank and 30% into mbsb.  How bout 1 year FD's? best rate still 4.2%? 70% and 30% = 100k :'( |
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