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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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Human Nature
post Oct 20 2015, 08:08 PM

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Wah 2 years 4.6% is amazing. Hope the quota (if any) does not get fill up so fast. Prime candidate to transfer from OCBC now.
Human Nature
post Oct 21 2015, 12:02 AM

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QUOTE(gsc @ Oct 20 2015, 11:13 PM)
UOB has changed the system. There is a KPI (key performance index) on the counter staff on time taken to process transaction All forms have to be filled in first before proceeding to the counters. Very unfriendly to customers. Was told to go to customer service counters to get the form filled in but all the staffs were fully occupied. Comparatively Ocbc and Citi bank are much better in customer service.
oh no wonder, the CS girl insisted on filling up the BC form. But there were so few customers and when my number is up, the form is still not completed yet.
Human Nature
post Oct 30 2015, 03:04 PM

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Uplifted matured FD from OCBC. Some info to share, 53 cents per BC even thought they re combined from several certs.

Deposited them under the Ambank 2 years deal. They allowed me to use fund from SA and a matured FD with top ups. Received an umbrella as gift.
Human Nature
post Nov 4 2015, 10:51 AM

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This thread is moving fast but with less info (or the info got lost) due to constant harping about the same issue.
Human Nature
post Nov 16 2015, 10:09 AM

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Was planning to uplift my FD from OCBC but luckily I double check the cert. Turns out I just placed the FD last month for 13 months tenure but I forgot to change 2015 to 2016 in my record. Almost left my office already sweat.gif
Human Nature
post Nov 18 2015, 08:07 AM

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QUOTE(HJebat @ Nov 18 2015, 07:41 AM)
How did BR send the notification to you? Through sms, email or snail mail?

I apa habuk pun tarak shocking.gif
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snail mail. i received it yesterday too.
Human Nature
post Nov 18 2015, 07:09 PM

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QUOTE(gugukrez @ Nov 18 2015, 05:23 PM)
Just want to know how the FD calculation

If i FD 5000 into Bank and the interest is 3.2%

So in which mean

1st month i get RM 160
and Continues month continue roll ?
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you can try to use this calculator:
http://www.miniwebtool.com/fixed-deposit-calculator/
Human Nature
post Nov 22 2015, 12:42 PM

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QUOTE(kmarc @ Nov 22 2015, 08:37 AM)
I have FD in Ambank that matured last week and planning to put into promotional FD tomorrow. Can I confirm whether Ambank will allow me to use it as fresh fund if I dump in some more money?

Say 30k FD (Ambank) matured and I dump in another 30k for Ambank promotion FD. Can consider "fresh"?  hmm.gif
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I managed to do that with ambank but already know the staff for years. no need to withdraw as cash, just paper transactions.

This post has been edited by Human Nature: Nov 22 2015, 12:43 PM
Human Nature
post Nov 28 2015, 12:27 PM

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My first FD with SCB is maturing soon. Any idea what is the charge for banker's cheque (from FD upliftment)? Is the BC charge for SCB the same if I plan to combine with some fund from SA? Thank you

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