I see, was hoping it to be something like their e-SmartSavers account

please go to their website and check for yourself or you may go savings account thread and ask, this is fixed deposit thread

This post has been edited by Ah SiAnG: Nov 7 2015, 01:47 PM

yygo & Ramjade please keep this thread clean and stop spamming or posting unnecessarily.

Fresh funds can be in the form of cash, other bank's banker's cheque or personal cheque etc. It is not restricted to cash only.

As for the 2nd part of your question, it depends on how that particular bank defines fresh funds. Some may consider funds deposited into your bank account not more than 3 or 7 days prior to the date of your placing of FD to be fresh funds.

Valid until?

As contributed by Gen-X earlier

Minimum Fresh Fund RM25K

2months - 3.9%p.a.

Valid until 30 November 2015



This post has been edited by Ah SiAnG: Nov 18 2015, 02:16 PM

I believe the correct calculation will be-

RM25K x 3.9% x [number of days you place your FD] / 365 days

depends on the promotion, most of them require placement over the counter.

read the terms and conditions for the respective FD promo

It also caters for e-Fixed Deposit, very attractive indeed

I agree with you, cherroy I sincerely hope you will take the necessary actions. Some members here have been discussing topics not related to FD. I have been reporting the related posts for removal but regret to say no action has been taken.

Ramjade pls confine your reply/comment to FD, there is a dedicated thread for ASX. This is not the first time you discuss something out of topic.

This post has been edited by Ah SiAnG: Nov 24 2015, 06:27 PM

Yes you should have done this long time ago. Thank you.

Did I left out any FD promotions? Do highlight if I left out any

Just read the terms and conditions for each of the FD promotions to know whether they must be placed over the counter or can be placed online, links to T&C have been posted on post #1 & 2, can't be help if you are just to lazy to read

This post has been edited by Ah SiAnG: Nov 25 2015, 10:40 PM

cimb e-fd 3 months for 4%p.a. still exist?

for your information, to enjoy the promo rate of 4% p.a. for this e-smartsavers, you are required to open the account on or before 30.9.2015.

each bank do have their own policy, you just have to check with the bank on it.

You can opt for Affin Bank 1 month for 4.05%p.a. or HongLeong Bank/Mach 1 month for 3.4%p.a. refer to post #1 & 2 for more info

Edit: just realised that you are looking for eFD, then the closest will be the 1 month eFD as suggested by Ramjade.

This post has been edited by Ah SiAnG: Nov 28 2015, 09:50 AM

source?

what is the purpose of saying then?

i believe most of us here only believe black and white

This post has been edited by Ah SiAnG: Nov 28 2015, 11:18 AM

This is the Terms and Conditions for CIMB Islamic Year End Unfixed Deposit Campaign whereby Clause 14 mentions that All terms and conditions governing the operation of the Eligible Customer’s FRIA-i account shall continue to apply.

There are several types of Term Deposit Accounts-i / Fixed Return Income Account-i (FRIA-i) and one of them it mentions that profit is paid on a monthly basis.

This post has been edited by Ah SiAnG: Nov 29 2015, 08:00 PM

I also want this package but never tried to request before

can't help you man