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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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tonytyk
post Dec 6 2015, 12:12 PM

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QUOTE(thkhai @ Dec 6 2015, 09:34 AM)
Who already receive the free gift (Car air purifier or 20" trolley bag) from OCBC FD placement before November? Anyone? Thanks
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Yes, purifier
tonytyk
post Dec 6 2015, 03:06 PM

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QUOTE(thkhai @ Dec 6 2015, 02:18 PM)
When u get the gift bro? I received the message from ocbc, now still waiting the call from branch.
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2 weeks ago
tonytyk
post Dec 7 2015, 06:04 PM

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QUOTE(Ramjade @ Dec 7 2015, 02:27 PM)
Sometimes that cannot be considered as fresh guns. Just ask the bank if I IBFT some money into my Pbb account, does not count as fresh funds.

If not, just IBFT to bank A > buy BC from bank B > bring back BC to PBB. That one I can assure you will be counted as fresh funds.
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Alliance Bank does not look at it that way. Alliance look at the balance compare to previous month
tonytyk
post Dec 7 2015, 07:01 PM

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QUOTE(Ramjade @ Dec 7 2015, 06:09 PM)
Well they can't say a BC is not fresh fund right? laugh.gif
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Below is what defined by Alliance whether with BC or otherwise:

Please be informed that “new funds” will be measured based on incremental growth of Total Deposit compared against Previous Monthly Average Balance (MAB). New funds are funds that are not derived from any existing accounts with Alliance Bank or its subsidiaries which is calculated as follows:

New Funds = Today’s Total Deposits – Previous MAB – This Month’s Total eFD
tonytyk
post Dec 7 2015, 09:22 PM

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QUOTE(Ramjade @ Dec 7 2015, 09:02 PM)
So if say previously I have rm10k, matured, IBFT out to bank A then I IBFT back rm10001 from bank A, not counted as fresh fund? hmm.gif
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Based on Alliance definition, fresh fund of RM1
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