You can read more from:

http://www.fundsupermart.com.my/main/faq/0...ying-Funds-1605

Go to a Baccarat table...
Bet Player...lose
Bet Player again...lose
Geram!

See next row table...everyone betting on Banker and huat ar!!!

Go follow the crowd and bet Banker
Kaboom! Sank the Banker ship

Then see next table got a God of Gambler won many chips.
Walk over there...just follow his bet...lose also!

Walk back to the first table and see...cilaka a streak of wins for Player.
Then u bet on Player...lose!

Moral story of the day?

Once upon a time, yes. How does 3-4 days a week sound to u?

I see similarities between gambling, trading and investing
- Chasing returns
- Chart reading

Gambler's fallacy

I'm new to this, and just signed up for a FSM account. I have been looking at the CIMB Principal Asia Pacific Dyanmic Income Fund for the past few months, the returns over the past 3 years have been pretty superlative, but how do you guys know when is the best time to start investing in it? Past performance is no guarantee of future performance of course, and given the returns for this fund over the years who's to say the fund is past its best now? I'm looking at the country allocation, 4% is in China now when a few months ago it was around 15-20% I think, so I guess they pulled out of china when the markets there tanked.

I'm tempted to buy into the funds now especially with the 1% sales charge, my investment horizon is medium-to-long (4-5 years), any advice you guys can give?

wondering how to get the lower price each month....
the NAV we see today is of yesterday's
the NAV that see may already moved....
sure win in the long terms?
it "may" end ups like this too for years....
by the time "if" it goes up,....its IRR may be too minor to cause a positive emotional "UUUMPH" too.

just a little extra thought to consider when investing....

Either
1. The fund manager makan gaji buta, or
2. The target market is on a downtrend (u can't expect even Warren Buffett to successfully make money e.g. trading RM vs USD now, can u?)

unless u can cun-cun day trade

DJIA dropped 179 points