Wah lau eh... cepatnya you belajar!

Actually, at 11.53% it is very near to negative One Standard deviation which means that it has about 67% chance to move towards the convergence point i.e., the 19.52% mark, and only 33% chance of it going away from the convergence point.

The convergence point or mean is the inertial point, meaning by natural tendency the outcome wants to move towards there most of the time.

Bang Xuzen kasi lu A minus!

Wahai dinda Price_Mk,

Dengarlah sorotan daripada kanda yang dikagumi:

Kepada mereka yang ada mengaji jurusan kewangan terutamanya dalam bab, kira-kira ilmu hisab kewangan (quantitative financial engineering), murid-murid diberitahu dalam satu kelompok yang diuji, keputusan-keputusan akan menyebar dalam bentuk "bell-shape curve" dan nilai puratanya terletak di tengah-tengah.

Jumlah kawasan dibawah kelukan yang terlinkung dalam kawasan satu sisihan piawai adalah 67% jumlah seluruh kawasan kesemuanya. Ini adalah ketetapan yang tidak berubah.

Manakala jumlah kawasan dibawah kelukan yang terlinkung dalam kawasan dua sisihan piawai adalah 95% jumlah seluruh kawasan kesemuanya. Ini adalah ketetapan yang tidak berubah.

Manakala jumlah kawasan dibawah kelukan yang terlinkung dalam kawasan tiga sisihan piawai adalah 99.9% jumlah seluruh kawasan kesemuanya. Ini adalah ketetapan yang tidak berubah.

Wahai dinda, harap maklum.

Yang dikasihi,
Kanda Xuzen

CIMB-Principal-PRS-Plus-Asia-Pacific-Ex-Japan-Equity-Class-C (Conventional) feeds into Ponzi 2.0

page# 65, post# 1293
https://forum.lowyat.net/topic/3730638/+1280
seems relevant answer. 

So now everybody is rushing back to China?

Why sudden so many so itchy about China ar? Miss those smell of Jasmine scented China dolls izzit?

I do not recommend China specific fund at the moment.

If you mati-mati mesti mau itu Tong San exposure... this is my ranking:

RHB China-India Dynamic Fund > CIMB Greater China Fund > Manulife China Fund.

As for me, this is my preferred portfolio (equity portion): Titan (45%), Ponzi 2.0 (40%), Malaysian small cap (10%), India (5%)

Xuzen

p/s: My preferred port have very low China exposure.

As for me, this is my preferred portfolio (equity portion): Titan (45%), Ponzi 2.0 (40%), Malaysian small cap (10%), India (5%)

Xuzen

p/s: My preferred port have very low China exposure.

If KGF is a lot , then take that into account. If is small amt, then ignore. Granted KGF is a good proxy to M'sian exposure. For your case, you may take out small cap from your port.

BTW, KGF shot up to around +9% in two mths time yeah? Happy right?

Xuzen

p/s I also got keep KGF pai-seh pai-seh

Back a few pages there some of you who asked about buying into CIMB-PRS Asia xJp Dynamic. You do realised that this PRS also feed directly into Ponzi 2.0.

Now if you start to buy into both Ponzi 2.0 and CIMB-PRS Asia xJp Dynamic; you are concentrating your exposure to one single fund. Something to take note.

Xuzen

Over the internet I can only give you general answers and not specific. If you want to be specific advise and especially your amt is big, stop being a cheapskate and seek the advise of professional Licensed Financial Planner

Xuzen

I love Affin-Hwang's PRS for its broad coverage of multi-assets across vast geographical region.

Xuzen

p/s Esther Teo      manages the Fixed Income part.

I have Affin Hwang PRS Moderate Fund. It feeds into more funds.

BTW, KGF YTD aroung 19%? Happy boh?

Xuzen

p/s I use eastspring as my KWSP-MIS service provider. Its' small-cap lately has been on steroid!     

Signed, sealed & delivered my top up form for Titan & Ponzi 2.0 on Monday.

Xuzen

LOL, first it was Sifu... now Dato?

Bila want to promote me to Tan Sri? 

BRIC, GOLD & EM etc....

Note that all these are thematic investments and they all move in cycles.

Some history lessons:

For those of you whom are long enough in this forum, do recall that throughout the whole of 2014 was a stellar year for M'sia equities. It went up, up and up. I hope you all profited from it. I was singing praise for KGF fund....

Then, in the early of 2015, Bolehland equities went downhill and subsequently China stocks went up, up and up. We were all very gung-ho about it. At one time I even allocated up to 80% of my equity portion in China! All the media were bullish on China; even my CIO was also bullish on China! Hey! With son many experts being bullish on China, they surely must be right, right? Even my Algozen™ also was pointing at China (NB: I was using short term data at that time to input into my Algozen™ but now I use longer term data)

And in the early part of Qtr3-2015, you people would recalled what happened. I, too got burned with my China exposure. I am not sure about you people but my system has an exit point built-in and I exited with some minor cuts and scrapes: No major damage!

Subsequently, MYR depreciated as I was putting my money into Developed Market fund (Titan). Through this occurrence, my portfolio has turned around from loss to positive territory as YTD.

Take home lesson:

Money moves around; no one asset class will forever be the star. Follow the smart money. For thematic type fund, allocate slowly and only in small percentage b'coz they can turn around very quickly just like what happened with the China fiasco.

If you are not a risk-taker, then buy into broad a geographical area fund that covers almost everything. You won't gain much, but you also won't lose much either.

Happy investing,
Xuzen