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 Fundsupermart.com v12, Najibnomics to lift KLCI?

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dasecret
post Oct 28 2015, 02:49 PM

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QUOTE(wongmunkeong @ Oct 28 2015, 02:41 PM)


BUT human execution/decision can lead to weird stuff like no execution (fear / paralysis through analysis), over invested (NOS button) thus can win big or kaboom big short term, blah blah
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Well said.... no execution is the problem I faced for my own portfolio, so I'm doing mainly DCA plus a bit of value investing for my mum. Probably will be doing VCA when I sell for her annual 'dividends'
dasecret
post Oct 28 2015, 02:55 PM

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QUOTE(Vanguard 2015 @ Oct 28 2015, 02:46 PM)
To add my 2 cents worth....I opened an FSM account for my wife sometime in January 2015. But I only started investing her money in it from August 2015 onwards.

It is a super duper conservative account. This is because if it lose money, I will either be sleeping on the living room couch or eating mee maggi for the next 6 months (no more home cooked food).  sweat.gif

But in any case her FSM account will never lose money because it is capital guaranteed.....by the Bank of Vanguard. In other words, she take the profits and I absorb any losses.  sad.gif

To summarise, the monies to be transferred out from my wife's FSM account can only go to a bank account in her name. But for new money pumped into the FSM account for investing purpose, you can use the monies from your own bank account via the FPX system to pay. It does not have to be money transferred from a bank account belonging to the FSM account holder.
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I completely un what you mean....
Mum called after reading the monthly statement in her email asking why in red... then I told her, a week later it's back to black la... anyway, she can't complain much since the money was previously in Hong Leong unit trust and its 100% malaysia equity funds... would have been much worse if she kept it there

Her portfolio is standing at 9.3% IRR after 5 months whistling.gif
dasecret
post Oct 28 2015, 03:17 PM

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QUOTE(IvanWong1989 @ Oct 28 2015, 03:15 PM)
Become guys talk LOL
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Which I wanted nothing to do with

Funny thing how everyone here just assume I'm a guy tongue.gif
dasecret
post Oct 28 2015, 03:31 PM

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QUOTE(IvanWong1989 @ Oct 28 2015, 03:24 PM)
..... sweat.gif  assumption wrong.

I guess next thing to say is...
wub.gif  hi there.  wub.gif
lust.gif
Pardon the emoticon. LOL.
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Lol... married with kids though and a lot older than you

But must defend the position la... I'm a cashflow generating assets with long term potential ok.... and that's excluding the reproduction and other benefit in kind

U all ni.... must use investment principles in other things in life also la doh.gif

This post has been edited by dasecret: Oct 28 2015, 03:31 PM
dasecret
post Oct 28 2015, 04:45 PM

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QUOTE(prince_mk @ Oct 28 2015, 04:39 PM)
Which bank got this kind of efd. Mine is pbb have to go over d counter to withdraw. sad.gif
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I use Maybank2U, Cimbclicks might have it too
Public bank is like a dinasaur when it comes to internet banking laugh.gif
dasecret
post Oct 29 2015, 01:44 PM

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QUOTE(Jaschong @ Oct 29 2015, 01:30 PM)
Just thinking of starting my portfolio with titanic, ponzi 2 and RHB total return.

Not so sure now with this VSS news  ohmy.gif  unsure.gif
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RHB Asian Total Return Fund is a feeder fund to United Asian Bond Fund

RHB make no investment decisions; only do administrative tasks like collect money, buy United Asian Bond Fund, update NAV prices and prepare fact sheets etc

The reason why the fund NAV swings up and down unlike the other bond funds is because the mother fund is not denominated in RM, so it's exposed to forex risk as well
dasecret
post Oct 29 2015, 02:50 PM

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QUOTE(Pink Spider @ Oct 29 2015, 01:52 PM)
Pandai rclxms.gif
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Learn from my sifu ma.... cool2.gif



dasecret
post Nov 2 2015, 02:06 PM

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QUOTE(Pink Spider @ Nov 2 2015, 12:53 PM)
Took out some cash from my stock trading account

Ada apa to top up?

Yes, it's Pinky asking this newbie question blush.gif
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I obviously have no answer to that... my money been sitting on CMF for a few months

Boss, what are you doing with Hwang SOF? It's once of my lowest performing fund at the moment and it's cash investment

I've yet to do EPF Acct1 withdrawal. Assuming I want to time the market, when do you think I should enter? When KLCI hit berapa point?
dasecret
post Nov 2 2015, 05:30 PM

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QUOTE(Pink Spider @ Nov 2 2015, 02:13 PM)
Funds got its ups and downs.

I know your all favourite question..."why HSOF and not KGF?"

KGF is 100% Bolehland, it CANNOT invest offshore
HSOF can diversify up to 30% offshore
At times of Bolehland low growth, HwangIM can move money offshore

If u look at long-term performance, HSOF is still one of the top Malaysia-focused funds.

And since I also holding Ponzi 1.0, I can switch freely between HSOF and Ponzi 1.0.
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The big underlying assumption here is the fund manager of both funds are performing at same level
Are they? There is this Dali equity fund in CIMB which was a star fund that CWA charges 6.5% sales charge on... after I put some money in the PRS that feeds to that fund in 2013, it's been lausai-ing. Never recovered.... Is SOF suffering from the same fate? hmm.gif
dasecret
post Nov 19 2015, 09:05 AM

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QUOTE(Kaka23 @ Nov 18 2015, 11:19 PM)
blink.gif  I am struggling to get my IRR to double digits...  cry.gif
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Actually... if you have a fairly balanced portfolio, with bonds and equity, is it reasonable to expect IRR to go above 10%? And UT is a long term game, can reach 8% IRR and for it to weather through stormy days is consider very good already right?
dasecret
post Nov 24 2015, 11:13 AM

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So quiet again.... do you think it's a good time to top up today?

Equity market red red... Ringgit strengthening against USD 4.25; against SGD 3.01

hmm.gif thinking RHB-OSK Asian Total return actually
dasecret
post Nov 24 2015, 11:15 AM

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[duplicated]

This post has been edited by dasecret: Nov 24 2015, 11:15 AM
dasecret
post Nov 26 2015, 03:45 PM

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QUOTE(melz84 @ Nov 26 2015, 03:42 PM)
cool! what do i need to do to open account? if wanna invest using EPF funds, need to go thru any agent?
or just sign up directly from their website?
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This is self service investment, no agent involved.
Open an account, get the EPF forms posted to you, fill them up and send back to FSM office.... a bit more work than agent coming to you, but the amount you save make it all worth it; and so much easier to monitor
dasecret
post Nov 26 2015, 03:46 PM

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QUOTE(melz84 @ Nov 26 2015, 03:42 PM)
cool! what do i need to do to open account? if wanna invest using EPF funds, need to go thru any agent?
or just sign up directly from their website?
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This is self service investment, no agent involved.
Open an account, get the EPF forms posted to you, fill them up and send back to FSM office.... a bit more work than agent coming to you, but the amount you save make it all worth it; and so much easier to monitor
dasecret
post Dec 2 2015, 10:29 AM

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QUOTE(Pink Spider @ Dec 2 2015, 09:20 AM)
Developed Markets esp US cannot buy cos overpriced AND USD closer to peak than trough...

China should wait cos high chances of Renminbi devaluation...

Apa boleh beli? Keep in CMF2 je la biggrin.gif
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Yesterday someone posted a FSM HK article that says to buy USD hedged european equity funds to take advantage of the EU QE wor....
But does FSM MY has any USD hedged european equity funds?
dasecret
post Dec 4 2015, 11:08 AM

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QUOTE(Kaka23 @ Dec 4 2015, 07:09 AM)
Sea of red..  Top up now
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I have a referral credit expiring on 8 Dec... what should I top up? GTF? Think I'll stop topping up ponzi 2.0 for now... Asia market is going no where
dasecret
post Dec 4 2015, 02:32 PM

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QUOTE(Kaka23 @ Dec 4 2015, 01:04 PM)
I guess top up anything that is the most red in your portfolio will be ok..
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But my most red fund is a lousy fund that I want to sell when the asia market recovers. the second most red fund is ponzi 2.0 lor hmm.gif
dasecret
post Dec 4 2015, 02:38 PM

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QUOTE(Kaka23 @ Dec 4 2015, 01:07 PM)
OK... I am counting on this write up.. stay invested in Asia!!!
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I'm not selling, just not adding either
dasecret
post Dec 4 2015, 02:39 PM

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QUOTE(wil-i-am @ Dec 4 2015, 02:36 PM)
Which continent is yo target?
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Just bought somemore GTF.... I'm very heavy asia at the moment, pessimistic with Malaysia, so I guess no other choice jor

*other than let the token lapse
dasecret
post Dec 4 2015, 02:51 PM

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QUOTE(wil-i-am @ Dec 4 2015, 02:42 PM)
Wat is the % in Asia?
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50% overall, but it includes a balanced fund and some mixed PRS funds like Affin Hwang growth

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