I will grab singtel over starhub. Starhub balance sheet not strong.

I masuk 3.27 and 3.23, now waiting 3.0 to average down

This post has been edited by Ask_Yip: Jul 3 2018, 11:54 AM

For most stocks, especially S-chips (China stocks listed in SGX), I do agree with you.
Also, being a small country with limited natural resources and poor geographical locations with technological disruptions from China, native business in Singapore find itself difficult to expand to neighbouring countries (limited growth opportunities). Lots of good companies have either delisted from SGX and re-list in better country like HK or US stock exchange or simply become private entity.

But for REITs wise, I still think SREITs will still do good in future in terms of giving dividend.

Nevertheless, I will invest in MY market at some point of time later on because:
a) I intend to retire in Ipoh before 40 and I worry that if I put everything in SG market for passive income in SGD, it is very likely that MYR appreciation will hurt me a lot, considering the recent change in government party.
b) Lots of growth opportunity in developing nations such as Malaysia.

This post has been edited by SetsunaSoon: Jul 3 2018, 06:58 PM

UMS HOLDINGS LIMITED drops another 1.2% now at 0.795

CRY CRY CRY !!! What actually happened ?? Should I cut loss?

not only UMS .. most tech related. Its DD and SS...
u go check Fundamentally co still o.k or not? Future Div will be affected?

you buy for what reason? hold long term for Div or just short term Capital Gain?
you need to have a plan to have a good night sleep.

if you like what the Co business .. .. like the div yield.. just ignore the short term losses and noises.

coz even if UMS go right up to 1.30.. u will not sell right???

That's why I always say buy at low point. Don't buy at expensive price. No need to chase the price. Patience is a virtue.

How old are you now?

I admire that you want to retire before 40 years young.


By investing in SG does not mean you put everything there. It's about hedging some of your savings in SGD and other currencies. We will not know whther MYR will improve in the next 5 years, will we?

'Low' is a subjective number. What's low for some may not be low for you.

When market going up and up, still dare to buy? I have no guts to buy.

Depends.

If the stock's dividend is going up and up, why not?

Thai Bev is getting lower and lower, any bad news? should I average down?

I'm a price-chaser. My average price for UMS is 60c,... so how ??

I am 28 this year.

Agreed. Just my speculation.
I will slowly buy more RM as now it is still cheap against SGD.

In your case, your 60c is a huge margin of safety. And there's nothing you need to do on your part unless you want more dividends then no choice average up.

If I am in your shoes, will continue collect the dividends and do nothing. If there's an opportunity or a company which is selling at an opportunity I will use the dividends collected to fund my purchase.

Which means that you will never add to the shares that you have in a company in spite of the company continuing to grow and beat the expected performance?

I only average down.have never average up. The price will revert to the mean. Unless you are taking about stuff like Tencent then it doesn't apply. Othereise majority will come back to normal. You just need to wait for it.

So vice versa, if the company's performance is deteriorating and the POS is going down, you will add? The mean may be during economic recession. Tan tean Boob of I capital uses your method and he has been waiting for the KLSE to correct for the last 8 years! Of course he gets paid his fees while sitting on his arse, twiddling his thumbs!

I have a share in US that the performance improving yoy. Dividends are growing.
The POS goes up with it. So everytime there is a correction due to new share issues and dividends paid, I add. That's the difference of my approach with yours.

This post has been edited by prophetjul: Jul 5 2018, 08:57 AM

If fundamental intact why not. If fundamentals not there, don't. Besides we are almost due for a correction soon. Collection during a correction will boost my dividends.

There you go again...……...correction. What's a correction? Arent we having one now?
Methinks you are waiting for a Recession like Tan Teng boo.

1-2% drop you want to buy? Wait la at least, 10% drop. Bull market still in tact, nothing to see.

This post has been edited by Ramjade: Jul 5 2018, 09:39 AM