Interestingly the View/Download E-statement always returned failed/file corrupted.

Did you ever face this situation before?

Wait for a couple of days, their systems not efficient just like cimb.

What was your pervious credit limit ?

I thought it was 15k until I noticed just few days ago that previously I only had 12k.
Not that it matters to me.
When I have the time I will call for CL reduction.

Haha.. Add another card, added CL..for me I won't reduce.. Will Keep it for 0% BT, lady.. ^^

Can use this card on 28th member day to reload gift card, using paywave and get rebate?

Is there a 0% BT for this card?

I'm not a fan of BT and want to control myself from doing BT. I don't want every month have an additional fixed amount to pay.
Will reduce it else it appears on my CCRIS.

I think he meant to keep it for 0% BT with AEON cards since both AEON and AEON BiG are sharing same limit.

Is there any benefit to having low CL shown on CCRIS?

For future credit card applications and loans. Banks will calculate your exposure vs your income. I just want to avoid my future applications get rejected. I already had few encounters for the last few months.

Ic. Well I guess I better control the amount of card I have then. Haha

And the total credit limit. Mine is probably 50x or more of my monthly salary.

Wow. That is alot of CL.. All credit card only?

Mine total is about 13.5x

I never bother to increase my CL once I get them. So far only Citi auto increase my limit almost yearly

This post has been edited by WhitE LighteR: Mar 12 2016, 09:01 PM

Yes, credit cards only.

Well, I don't bother to increase too, I just accept whatever banks give me. Preferable 10k but these days I don't get anymore. The only time I increased my limit was for my Maybank because that was my main card that time and after that my CL was adjusted again when I upgraded my card.

So for this AEON thingy, I didn't ask for it, I will ask to reduce as they are one of my least used cards.

My least use card so far have a 5x limit. I just keep it as emergency card because it's really very useless card except to get dominos 20% discount

Aiya, I was hoping there will be a separate credit limit and separate application since Aeon nowadays allow 6 months cooling period prior apply the next one.

Unfortunately no for you, it's a shared limit.

aeon card for oversea usage is not so worth because has higher exchange rate. this is my observation at vn and indonesia.

hlb has a good rate i would say.

Hello guys, wanna ask regarding balance transfer. From what they mention, its 0% charged and 0% processing fee. So any other catch or (hidden) charge they may incur? Apart from late payment.

This is my first time want to do BT. If we took example for 6 month BT amounted rm12000, so they will charge rm2000 for us to pay per month, am i correct? Kindly advise.

Another thing, the documents, is it only can be submitted by fax? How about email.

Thanks guys.

Yes correct.

Can be done via email