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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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wil-i-am
post Oct 22 2015, 10:49 PM

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QUOTE(yahiko @ Oct 22 2015, 10:44 PM)
quick question:-

If i park money in AS1M - say 1K.. starting 22 OCT 2015
then i need to use money say at  22 APR 2016 i withdraw 1K

so how much interest i get for OCT- APR saving ( saying 6month saving) ?
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U will earn dividend from Nov 2015 to Mar 2016 ony
wil-i-am
post Oct 22 2015, 11:00 PM

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QUOTE(yahiko @ Oct 22 2015, 10:59 PM)
Year Dividend (sen)
2015 6.40

this is in year.. so you mean i get half of the dividen only? (6.4 /2 =3.2)

just curios: so 1month i get 0.5333sen/ unit? (6.4/12)

sorry that i am a super noob on the dividen payout stuff ><"
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U earn 5 mths divvy ony = 1,000 x 6.40% x 5/12 mths
wil-i-am
post Oct 22 2015, 11:09 PM

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QUOTE(yahiko @ Oct 22 2015, 11:05 PM)
rclxms.gif  rclxms.gif  thanks for the formula..
last question.. only apply for quarterly or can apply for montly?

eg 2/12 or 7/12
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On mth to mth provided u complete 1 full calendar mth
wil-i-am
post Oct 22 2015, 11:19 PM

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QUOTE(kabal82 @ Oct 22 2015, 11:12 PM)
I thought is 0 sen? Since didn't kept til the financial year end on 30th Sept...
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As long as u complete 1 full calendar mth, u will earn dividend
wil-i-am
post Oct 22 2015, 11:24 PM

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QUOTE(kabal82 @ Oct 22 2015, 11:23 PM)
But how will they know how much dividend he be able to receive? Since 2016 distribution is not announced yet when he withdraw his $$$ at that time
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U won't know but need to wait for the end of each financial yr
wil-i-am
post Oct 22 2015, 11:28 PM

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QUOTE(kabal82 @ Oct 22 2015, 11:27 PM)
Ok... so u ever done it previously?
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Yup
wil-i-am
post Oct 23 2015, 06:53 AM

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QUOTE(Ramjade @ Oct 23 2015, 01:35 AM)
Please la. I student only.I just want to see wil-i-am prefer which one. ASX FP/UT/shares/forex or he dump same amount in.
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Individuals have different investment objective n risk appetite
wil-i-am
post Oct 23 2015, 12:02 PM

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Glad to c Ppl follow herd mentality during uncertainty period as tis is the best opportunity for genuine/informed investors to capitalize as 'Lightning never strikes twice'
wil-i-am
post Oct 23 2015, 01:35 PM

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QUOTE(Ramjade @ Oct 23 2015, 12:07 PM)
Well I don't regret opening and topping up ASM during the "megasales". Opportunity like this does not come always. Mu only regret is not opening up asw2020. sad.gif
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When there is a will, there is a way brows.gif
wil-i-am
post Oct 24 2015, 01:43 PM

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QUOTE(Chrono-Trigger @ Oct 24 2015, 01:40 PM)
someone I know just topped  up 150K AS1M on Thursday.... at 3.30pm
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Bumi or non bumi?
wil-i-am
post Oct 24 2015, 03:46 PM

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QUOTE(Ramjade @ Oct 24 2015, 03:35 PM)
wil-i-am are you shaking (someone might have get to it before you) or still steady? laugh.gif
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Steady like a rock icon_idea.gif
wil-i-am
post Oct 24 2015, 04:31 PM

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QUOTE(Chrono-Trigger @ Oct 24 2015, 04:27 PM)
multiple tries within 10 mins.
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Did u top up?
wil-i-am
post Oct 24 2015, 04:37 PM

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QUOTE(Chrono-Trigger @ Oct 24 2015, 04:35 PM)
I also know of an Auntie who topped up 3 million , but that was 3-4 months ago la
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U seems to know a lot of investors
U r working inside the bank?
wil-i-am
post Oct 24 2015, 07:10 PM

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QUOTE(Ramjade @ Oct 24 2015, 06:31 PM)
Which is equals to rm192000/year = rm16000/month provided dividend is at 6.4% That's a lot of money. shocking.gif  I can retired if my ASM is earning that much of money for me per month!
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M sure u can make it provided u obtain Tun status later tongue.gif
wil-i-am
post Oct 24 2015, 08:33 PM

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QUOTE(Chrono-Trigger @ Oct 24 2015, 08:19 PM)
No. She works for American bank very rich fellow. She seems to have confidence in pnb products.

I mean PNB products can even be used as collateral for loan at local banks! It's that solid u know
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Which product?
wil-i-am
post Oct 24 2015, 08:33 PM

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QUOTE(Chrono-Trigger @ Oct 24 2015, 08:23 PM)
I think all also got.
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I dun have cry.gif
wil-i-am
post Oct 24 2015, 10:16 PM

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QUOTE(yahiko @ Oct 24 2015, 09:55 PM)
Wow.. hope still got quota left. .
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When u intend to top up?
wil-i-am
post Oct 25 2015, 08:20 AM

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QUOTE(yahiko @ Oct 24 2015, 10:47 PM)
Next week. . If fail to get will park at promo fd end 31 oct.
So is either this or that. .
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Wish u gud luck
wil-i-am
post Oct 25 2015, 03:32 PM

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Since when ASNB reserves bumi interest for ASM?
wil-i-am
post Oct 25 2015, 04:11 PM

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QUOTE(cheahcw2003 @ Oct 25 2015, 03:41 PM)
In other Bumi dominant forum, many experts advised not to do loan, as the financing rate is 5.2%, interest rate difference/gain not too much.
Plus it's compulsory to buy MRTA
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Bro, wat is the present spread (i.e. BR + x.xx%) now?
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