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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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wil-i-am
post Oct 5 2015, 10:53 AM

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QUOTE(Hansel @ Oct 5 2015, 10:40 AM)
Disclaimre : All above ASX FP funds remained as FP funds next year.
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M confident ASx FP will remains as FP
wil-i-am
post Oct 5 2015, 10:59 AM

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QUOTE(nxtpg @ Oct 5 2015, 10:54 AM)
when they tried, asm was full?

mine first try (ASM) she said got 3k only... then retry she got rm5k.
i am not sure if she tried for asw2020... cant really recall but she said was full.
they only way i can get some cash out now is withdraw from housing loan account. will it be a good move>? withdraw n dump into As1m.
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Yes, as ASx pay u higher interest -v- u pay interest to Bank
wil-i-am
post Oct 5 2015, 11:02 AM

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QUOTE(nxtpg @ Oct 5 2015, 11:01 AM)
yeah... but h/l is near to settlement.... sad to withdraw now
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Just prolong the HL as BNM won't raise int rate in near future

wil-i-am
post Oct 5 2015, 11:18 AM

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QUOTE(kpfun @ Oct 5 2015, 11:15 AM)
Amanah charges RM190.90 per contract, and the distribution fee is according to units holding, which 1.5% for first 25K, 1% for until 500K, and there after is 0.5%.  According to Amanah personnel, their fee is the most attractive in the market.

I'm still looking for the optimum option. Do you have any better plan.
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Did u xplore with Rockwills?
wil-i-am
post Oct 5 2015, 12:59 PM

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QUOTE(yahiko @ Oct 5 2015, 12:22 PM)
Manage to secure another lot as1m at cimb counter.  System all down.. wanna withdraw money at atm pun susah..lucky counter can buy

Update passbook then u for sure know the unit is successful purchased biggrin.gif

Ok I officially broke now..
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Gud to have bad news tongue.gif
wil-i-am
post Oct 5 2015, 01:00 PM

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QUOTE(MGM @ Oct 5 2015, 12:38 PM)
Cheapest is DIY.
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Dangerous...
Wat if u miss out important clause?
wil-i-am
post Oct 5 2015, 03:46 PM

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QUOTE(Vincent9696 @ Oct 5 2015, 03:30 PM)
Guys and girls ,

I went to maybank to open GIA (consider as FD , but not ..) , i ask the teller try asw for only RM200 , it s success to buy in...
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Congrats rclxms.gif
Btw, did u open GIA?
wil-i-am
post Oct 5 2015, 05:44 PM

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QUOTE(kpfun @ Oct 5 2015, 05:41 PM)
I have called their office, but I was further confused by their explanation. I was suggested to meet their agent face to face to understand the details.
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Y dun u meet up face-to-face to understand the products 1st b4 decide to sign up for which product
wil-i-am
post Oct 6 2015, 08:34 AM

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QUOTE(penanghomes @ Oct 5 2015, 11:53 PM)
HI senior investors,

I have a question

If i have rm1 millon in cash, should i dump it into asb and asb2, or are there any better performance than asnb?
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Spot on
HNWI started to invest
U can choose ASB, ASB2, ASD, ASW, AS1M n ASM
wil-i-am
post Oct 6 2015, 12:44 PM

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QUOTE(kpfun @ Oct 6 2015, 10:29 AM)
No hurry for me, I am not that elder, mostly, I will do the will when my youngest kid reach 18, a year plus from now. I still have time to source a good way of doing it.
If ASNB products allow joint name accounts with either to sign like FD, everything is easier to be managed.
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If u have decided, dun forget to update ya...

wil-i-am
post Oct 6 2015, 08:51 PM

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QUOTE(gonzalo20 @ Oct 6 2015, 08:25 PM)
hi guys. i need opinion or guidance here. currently im holding 200k loan with asb. Planning to pay the installment with my bonus every year. I also have around 3ok in my TH. I manage to save around 750 monthly. So my planning is to invest half of my monthly savings. So anyone here can advise me what investment can i do? make another 50k loan for asb or just put it inside TH? thanks
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U may consider ASB2
wil-i-am
post Oct 6 2015, 09:31 PM

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QUOTE(gonzalo20 @ Oct 6 2015, 09:28 PM)
what is the benefit of asb 2? u mean take loan right?
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Benefits almost similar to ASB n some Banks offer financing too
wil-i-am
post Oct 7 2015, 06:39 AM

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QUOTE(avineshhh @ Oct 7 2015, 02:19 AM)
Managed to open a new ASW account yesterday and top up 12k,  rclxms.gif
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Congrats rclxms.gif
Btw, where did u open the a/c?
wil-i-am
post Oct 7 2015, 10:56 AM

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QUOTE(HJebat @ Oct 7 2015, 10:01 AM)
My line of thinking is similar to yours.

The safest fund according to my ranking is ASW > ASM > AS1M
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My ranking:-
1. Based on racial quota : ASW, AS1M n ASM
2. Based on performance : ASW, ASM, AS1M

wil-i-am
post Oct 7 2015, 01:19 PM

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QUOTE(tyc @ Oct 7 2015, 12:25 PM)
Hi,
The book of ASM was changed to the new one (gold color). The old one is no longer valid. I wonder whether all terms and conditions remain the same as before. I worry that they may simply change something to eat our hard earn money since there is financial and political crisis now.
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Generally nope
I wud advise u read the latest MP
wil-i-am
post Oct 7 2015, 01:27 PM

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QUOTE(nxtpg @ Oct 7 2015, 12:30 PM)
status has been approved today

so i guess as1m still got lots of funds left to top up.
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How many working days (i.e. from transaction date) CIMB revert to u?
wil-i-am
post Oct 7 2015, 01:32 PM

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QUOTE(Pisanggoreng @ Oct 7 2015, 01:14 PM)
yes
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Y dun u try at CIMB, Rhb n Pos at KLCC sine all 3 agents within same vicinity

wil-i-am
post Oct 7 2015, 09:44 PM

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QUOTE(Ancient-XinG- @ Oct 7 2015, 06:42 PM)
is it... why I try no one.
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Lady luck is not with u brows.gif
wil-i-am
post Oct 8 2015, 08:00 AM

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QUOTE(Ramjade @ Oct 8 2015, 06:03 AM)
Count yourself la. Jeez. Don't expect to be spoon feed. Take the minimum dividend that you might received and count. Is not that hard
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Perhaps u can direct Ppl to online calculator for them to DIY
wil-i-am
post Oct 8 2015, 01:32 PM

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QUOTE(harmonics3 @ Oct 8 2015, 12:58 PM)
Anyone trying to add AS1M in M2U?  I added the account last Thursday and until now it's still pending.
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Suggest u call m2u customer service

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