Bank likes loaded one. They will offer credit card, free gift, lounge, priority banking no need to queue, serve Kopi, special exchange rate, etc etc.

Poor one ? Need to queue, higher rate, panalty kao kao if late payment, sue u etc.....

This post has been edited by Brainy_Panda: Nov 25 2015, 10:18 PM

Bank.....
As far as i hate bank, but at the same time i need them to keep my money safe

Since in surplus , go with cash . Don't bother about interest rate

I consider myself as in low-med income group, so i do not have such surplus cash.
Lets get back to the topic, are you one of the buyers?

I wish I can be given a chance but too bad. But I will still be your neighbour.

5.0 is consider very high interest rate..hv u try few bank?

5%? seriously?

I heard some got 4.5% only

My neighbour possibly? Pardon me, what do you mean?
You bought one at Semenyih?

Most of the bank gives the same reason, which is your loan amount is lower than RM250k, hence the higher interest rate.
Which gives me a goosebump, where these rumahWIP are supposed to catered for low-med income groups, but why the higher interest rates for lower loan amount?
It doesnt even make sense.

May i ask, which bank?
Do share...

[quote=jason18689,Nov 26 2015, 12:03 AM]

Most of the bank gives the same reason, which is your loan amount is lower than RM250k, hence the higher interest rate.
Which gives me a goosebump, where these rumahWIP are supposed to catered for low-med income groups, but why the higher interest rates for lower loan amount?
It doesnt even make sense.

I'm the genuine buyer here,bank loan offer is different thing..they wont care is RUMAHWIP or not..

[quote=rainderain,Nov 26 2015, 09:36 AM]
[quote=jason18689,Nov 26 2015, 12:03 AM]

Most of the bank gives the same reason, which is your loan amount is lower than RM250k, hence the higher interest rate.
Which gives me a goosebump, where these rumahWIP are supposed to catered for low-med income groups, but why the higher interest rates for lower loan amount?
It doesnt even make sense.

I'm the genuine buyer here,bank loan offer is different thing..they wont care is RUMAHWIP or not..

[/quote]
Thats exactly the point here, which you just mentioned it..
The bank WONT CARE....

yes 4.5 normally. but i did 4.45 for this project before because customer profile grading is A, easier to appeal for better rate, 5% maybe is CIMB or RHB? sometime it depends with bank also.

This post has been edited by ims2628: Nov 27 2015, 01:29 AM

Maybank can get this rate.

do anyone know the status for this project?

Passed by the site last weekend, saw a few cranes (booms/buckets) over the fence. No further info beyond this point.
Those with further info, feel free to share. Thanks

does any owner here managed to received the signed SPA ?since sept 2015 until now seem slow the project start work and developer extend another 18 month for the VP

RESIDENSI RAZAKMAS (( NON BUMI QUOTA))

Currently have another 20 units released! Act fast!
Contact : o16-66o 8933

https://www.facebook.com/prophighlights/pos...951345044955457

RESIDENSI RAZAKMAS (( NON BUMI QUOTA))

Currently have another 20 units released! Act fast!
Contact : o16-66o 8933

https://www.facebook.com/prophighlights/pos...951345044955457

one question on RUMAWIP or whatever affordable housing scheme property:

if say someone qualify for RUMAWIP and purchase one, then subsequently within a year, goes out and buys a high end 1M RM condo, will the authorities check and tarik balik the rumawip from this person?

wah got 20 units released

RUMAWIP is :

only no property in KL will do...

anyway, after approved, the future is no issue...

application based on the time when u apply