Investment RESIDENSI RAZAKMAS | THE HOLMES @ BANDAR TUN RAZAK, Next to sellout The Holmes Residence
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 Nov 25 2015, 10:11 PM
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#1
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Senior Member
3,681 posts Joined: Nov 2005 From: -  
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Any genuine buyers here?
Somehow since this sells at RM198k, getting the 90% loan would be around RM178k. Bank usually will use this reason, loan amount is not more than RM200k/250k, so the interest rate shall not be that ideally low. Usually around 5.0%. Somehow, these rumahWIP are catered for low-med income group, why the higher interest rates? Do discuss... |
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Nov 25 2015, 10:18 PM
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#2
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Senior Member
3,681 posts Joined: Nov 2005 From: -
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QUOTE(Brainy_Panda @ Nov 25 2015, 10:16 PM) Bank likes loaded one. They will offer credit card, free gift, lounge, priority banking no need to queue, serve Kopi, special exchange rate, etc etc. Bank..... Poor one apa Ada?   As far as i hate bank, but at the same time i need them to keep my money safe  |
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Nov 25 2015, 10:25 PM
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#3
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Senior Member
3,681 posts Joined: Nov 2005 From: -
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QUOTE(Brainy_Panda @ Nov 25 2015, 10:21 PM) Since in surplus , go with cash . Don't bother about interest rate I consider myself as in low-med income group, so i do not have such surplus cash. Lets get back to the topic, are you one of the buyers? |
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Nov 26 2015, 12:03 AM
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#4
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Senior Member
3,681 posts Joined: Nov 2005 From: -
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QUOTE(Brainy_Panda @ Nov 25 2015, 10:32 PM) I wish I can be given a chance but too bad. But I will still be your neighbour. My neighbour possibly? Pardon me, what do you mean?  You bought one at Semenyih? QUOTE(rainderain @ Nov 25 2015, 11:44 PM) 5.0 is consider very high interest rate..hv u try few bank? Most of the bank gives the same reason, which is your loan amount is lower than RM250k, hence the higher interest rate.Which gives me a goosebump, where these rumahWIP are supposed to catered for low-med income groups, but why the higher interest rates for lower loan amount? It doesnt even make sense. QUOTE(nexona88 @ Nov 25 2015, 11:52 PM) 5%? seriously? May i ask, which bank? I heard some got 4.5% only   Do share...  |
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Nov 26 2015, 10:51 AM
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#5
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Senior Member
3,681 posts Joined: Nov 2005 From: -
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[quote=rainderain,Nov 26 2015, 09:36 AM]
[quote=jason18689,Nov 26 2015, 12:03 AM] Most of the bank gives the same reason, which is your loan amount is lower than RM250k, hence the higher interest rate. Which gives me a goosebump, where these rumahWIP are supposed to catered for low-med income groups, but why the higher interest rates for lower loan amount? It doesnt even make sense. I'm the genuine buyer here,bank loan offer is different thing..they wont care is RUMAHWIP or not.. [/quote] Thats exactly the point here, which you just mentioned it.. The bank WONT CARE.... |
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