For USD, Amex always better rate.

I think he typo. Deduct is correct word

this uncommon..
but what commonly ppl make mistake on checking the statement..
it usually divide into 1x and 4x TP column...ppl usually see the 4x TP and start screaming..
you should add up 1x TP and 4x TP in the statement..
if still doesn't add up to RM13k you spend..you need to ring the bank for clarify..

yes..on the monthly statement..usually on the last page of the statement

most probably he see the 20k TPs but did not see it is 1x TP..

i think the first batch would be in 2017

Registered mail

none of the above..
it already pre-set statement date..
if you need to change the statement date, just call the bank CS

Depend which number you call.
No issue with platinum or premier card number

General line. Of course take more time for the CS officer to answer

before this i over pay for cc and i cancelled the card..the bank send cheque for the over payment to me as I do not have saving account with them..

however, this not MBB. it is best for you to call CS and ask

so did you brother get the rebate or not??

first of all, 5% rebate for dining is not promotion. it is FEATURES of the card..
inorder to get the 5% cash rebate, you need to swipe with AMEX card..
lastly, the 5% cash back rebate only posted on 1st or 2nd day of the months..

No extra campaign going on..
most probably the terminal used to swipe your card registered under dining MCC..

just add the credit in your paypal account..
if the transaction cannot go through, only you call MBB CS..
the number at the back of your card..

you should use amex more often to get 5x Treatpoints..
maybank 2 cards visa does not have any benefit for you...

yes... m2card platinum included

late payment is one time charge for the month...it will be either 1% or min RM10..whichever higher..
so you be charge RM35 for this month..

did not settle the statement balance will incur you 15/17/18% interest per annum charge..
this interest will calculate per day...
you miss twice late payment interest increase to 17% and miss more than twice interest become 18%..
i suggest you make the minimum payment so interest rate will be lowest 15% per annum..

borrow money if you can...u not able to pay full statement balance should keep lowest interest rate..
another option is balance transfer to other credit card that have lower interest rate or 0% interest rate

i not sure about your payment history...if your statement stated 18% meaning you have miss some minimum payment for the last 1 years..

apply another card that give you 0% balance transfer..
that can delay few month interest for u...

try check on the statement again..it should stated what your current interest rate..
did you use the card less than a year?

yes..that another option to avoid late payment charge

Can you do some cleanup on the misleading information by Supersound?
I don't think what I say will convince his ego.
I really don't hope misleading information and confuse those new credit card user after reading his statement

Yes. The interest rate will reduce once the bank have record of the last 12months and you fulfil the criteria.
I believe all banks in Malaysia have 15-18% p.a nowadays. At least the card I have are having those interest rate