There is not a certainty for the fund performance. It could be 3yrs>1yr or vice versa. The calculation on the fund performance is based on NAV, including all capital gained, distributions, and splitted units. However, seems like it does not include the initial service charge and annual management fees.
The calculation is very complicated since you need to track back all the fund activities 3 years back.

It still depends on how you look at the market, if you think that the market still can hit 1500 pts. Top-up still is an option. If you think that the market is going in reverse pattern, you need to stop topping up coz it would take some time to beat the initial service charge.

New funds or higher volume purchasing fund does not means that it will perform. It does not have major effects.
Example: China Fund. Even 100% sold out but IF China markets suffers 6 months continous set back around 5-10%. I dont think that the fund performance will be encouraging coz the money will be invested in the stated markets or region. Share markets performance have direct effects on equity funds.

This post has been edited by shih: Jun 27 2007, 12:13 PM

That still depends on how smart and how wise your fund manager is. Not all money will be invested into equity, maybe into bond, money market, properties?
If the money is being thrown into losing stocks, what do you expect? Injecting capital is one story and earning money is another.

PFEDF, PDSF also not bad. PCSF is good but it is an aggressive fund. If you think can make a go, then go ahead. 1k still a good starting amount.

Dremer and ejleemy, both of you stated some important points there. However, I wonder if I would really want to invest some money in anything now... what would you recommened in such volatile market?
IT should be equity fund, bond fund, growth stocks or simply keep the money in FD? the sum wont be great (a few Ks?)
Thank you!

Why dont you start a new topic? You can get other's opinion also.
This is the Fund Investment Corner thread. However, good luck!

Many analysists are bullish on properties sector, I will dump some money into it if I have money. But i think it will only perform after 2-3 years time and give good return (just guessing only). Pray that economy recession is not waiting there.

Why dont you just share what you have. Many are interested to know also.
A website link will do.
Thank you!

Give more infomation about it, else you are just talking about things that people dont know and understand.
40% yield is nothing to be ashamed of, share it...unless it is something....else.

Fund investment corner, don't forget.

This post has been edited by shih: Jul 16 2007, 03:34 PM

Can you give me the name 1st? maybe I know it.
Thank you!

Hehe, similiar to FOREX but not FOREX.... is it something like UT/fund?
coz this is the fund investment corner. we should be discussing about funds.

Same thing applies to EPF or CASH investment. RM25 from equity to equity/bond.

I think if you want to be an agent, you need to be ready your potential clients ask where their money has gone during the market collapsing days. If the market is good until GE, do you think that the UTs can actually beat the entry fees before everything go in the other way? If you can, go ahead. I am quite skeptical.

Most probably the good time to be an agent is after the huge hurricane blown away everything 1st, at least 200pts conservatively predict, up to 500pts maybe, who knows. However, the market can go all the way up also, but once again, who knows. Help people to earn money to build your successful path, not based on commision. That will kill you if you dont think for you clients.

If you want to do now, let them know every risk they need to take, and every cent they need to pay.

Yes, you are correct. Dont follow the pack when the pack is not wise enough.
When most people are talking about shares, UTs, any investments and so on, normally the bad day is near. I am worry about my 5year old UT investment also. Making handsome profit, not dare to pay 14% to get back 1% now. A little bit scare. One question I throw back to myself.....> who knows what will happen? it can go up more, or down, or stay... Need to have more infomation to make a good decision.

People always realize they made a mistake after something bad already happened. Manage the risk, in investment, you can believe 20% in something, 30% in something else, and 50% in something else. That's the choice for everyone.

Of course when someone try to convince you into something, he will say something positive for sure. But as an investors, you need to ask for the negatives. Like ... if something goes wrong, what I need to do...blah blah blah...
A good FP will tell you the truth, pros and cons, not just things that they sell.

You are enjoying a good return in UT as I am doing now. Ask for your FP for further advice from time to time, ask him only if he is good enough. Else, takut he will ask you to invest more in UTs(example). Or you can start a topic to discuss how to rebalance the portfolio from time to time. I guess there are a lot good helpers here.

Good luck for your investments and dont ask for too much(money).

I think PBB earn a lot from PM also, so supporting PM also means supporting PBB? I will get PBB in the future when the price is right for me. Furthermore, not much capital now.

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Added on July 28, 2007, 2:56 amTherefore, I just put all my hope for my PM UTs to perform and sell off at the right time.

This post has been edited by shih: Jul 28 2007, 02:56 AM