i see.. thanks for the explanation.

Public Mutual will launch new fund soon.
Is it good idea to invest in new funds?
Need opinions and suggestions.

erm, i got a question. I have purchased the PFEPRF fund during the initial offer period. I also made a SI for this fund.

There were these three conditions for the unique DDI offer
1. No Change of DDI amount
2. No Full Redemption
3. No Full Switching
4. No Change of Ownership

#2. states no full redemption. What does this mean? I cant sell off all my units at one go?
#3. states no full switching. How much of my fund can i switch then?

Btw, is there a number of times that you can make do switching?

That is impossible for the fund manager to update you everytime. So, you need to predict the market yourself in order to maximizing your potential return, if you are going for short term. If for long term, many strategies could be implemented.

King Kong,

What is the best performance of PM for those 3 categories of funds, say for the last 10 years or so. Also, I take it that this is nett return? (ie. after taking off the sales commission)

Thank you.

Can i ask which fund is better if i wan buy one of them as my unit trust?
Public islamic asia balance fund OR Public islamic islamic asia dividen fund?
please give me some opinion, and what the two diffrent between these fund...
thanks..

er i thought you are an agent?

ya..i subscribe it during promotion period, but my agent told me that everymonth i topup  automatic from the bank, the service charge will follow the normal service charge, but not the promotion 1...i think i should ask my agent again about this matter..thanks dzi921...

can i ask if i now buy PAIF is it ok? cos this fund had been launch by past year...if i buy now, the selling price will be high ...how do u think?thanks..

no,i am not mix,just i think,if bond fund's distribution need to pay goverment tax like equity fund,then i will invest in bank and insurance company's saving plan instead,28% tax on distribution is high.

in one year, investor are entitled to 2 FREE switching (equity to equity or equity to bond/MMF cos when u invest in equity u already paid 6.5% sales charge)

so in one year, after the FREE 2 times switching.. the 3rd time onwards will be charged switching fee of RM25.

If the first time u invest in bond, then u wanna switch to equity, then will kena 4.5% sales charge.

Always check with the comp or ur agent about these charges.. cos these are borne by investors. 

leek8,lwb,thanks for the answer.lwb,i get your meaning of nett now.
leek8,can you explain further this term meaning?thanks.

anyway,what i know is saving plan by bank or insurance company is tax to bank or insurance company,so we not feel the pain,while if bond fund be tax too,i know equity fund are directly tax to our so call distribution,if bond fund also tax 28%,since it return are minimal,this tax will be very pain and ended up maybe saving in saving plan that pay you 5 to 6.25%. better .this is my noob thinking,am i have any mistake here?please feel free to correct me.

Recommend Public Mutual's South East Asia Select Fund. High risk with good returns. 70% to 90% will be invested in SEA's markets.

A short term investment while the regional markets are good.