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 Fund Investment Corner, Please share anything about Fund.

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TSedifgrto
post Jul 16 2007, 05:08 PM

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QUOTE(jack2 @ Jul 16 2007, 04:22 PM)
Hardly to explain over forum. As it is too complex to illustrate and give example.

PM me or Ym me or MSN me biggrin.gif

Off-topic:

Public discussion is better.

jack2, dun say me sabo(bringing problems to) you lah... but really public discussion is better in a public domain like Lowyat.net.
TSedifgrto
post Jul 19 2007, 04:42 PM

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QUOTE(Grengo01 @ Jul 19 2007, 03:51 PM)
Hey.. lets keep this thread to just fund investments (ie Mutual, Trust, REITs etc) If ever there is a need to discuss certain HYIP product, I think its best to open another thread.

Unit trust seem to have plateau out in the last few months. Growth has been slow... humming along like our Equity markets.. sad.gif.

One question for the UT Sales here. For EPF investment, is there a switching fee involved when switching from one fund to another?

actually this Public Mutual is quite lucky to get so many hardworking agents. Just now came to my office,... make a deal again. laugh.gif

One of my friends who is really expert in computer repairing also joined Public Mutual as agent. Really wondering how, if me also joined?! Grengo01,... may I ask, have you ever consider this?! unsure.gif

EPF investment... personally not so sure. but I think it dun have any differences for normal switching as stated in their booklet.
TSedifgrto
post Jul 20 2007, 07:49 PM

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QUOTE(risky76 @ Jul 20 2007, 11:13 AM)
Yes, it apply switching if you are not Mutual gold member, if you are mutual gold member , then free , no matter how many times you switch.  rclxms.gif

I got a feeling that,... once they(anyone) becoming Mutual Gold member. They dun actually do switching. Do you believe me?! unsure.gif Dun believe me?! blink.gif Perhaps we should ask some PM agents here.

Any agent can confirm that?! unsure.gif


TSedifgrto
post Jul 20 2007, 10:50 PM

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QUOTE(Grengo01 @ Jul 20 2007, 08:04 PM)
Sigh... I hate to do sales... hehehehe... but I think our knowledge of the industry against those agents is either on par or better than most.

Actually in the past few months, I read the PM agent recruitment notice in the newspaper. So, I called them. But perhaps that time was late. So, he asked me to wait for his call. After that no news at all. Plus, me also never follow up, else me might be the PM agent already. brows.gif

but then, heard from my that friend saying need to take exam and so on. I gonna see how he doing later. Feeling kinda wasted of his talent in IT, as he knew so much. My pcs are all repaired by him. Nevertheless, he still would serve for me(forcing him one,... lol ).

Dun know when he passed the test? He would come after me or not. sweat.gif

QUOTE(KingRichard @ Jul 20 2007, 09:57 PM)
have to lar...their income is based on the commissions they get from their sales...the more sales they bring in the higher their income!

Understood... nod.gif

Last time at this Taman Molek got one oversea bank open its branch. Then, they try head-hunting staffs from Public Bank. So long as from Public Bank, got RM 300 extra increament... cool, eh?! blink.gif

TSedifgrto
post Aug 3 2007, 10:35 PM

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QUOTE(dzi921 @ Aug 2 2007, 08:41 PM)
Managed to topup PRSF (0.6998) at lower price today

If tomorrow market still red, topup some more before 4pm smile.gif
*
hmm.gif how come i forgotten about this(topup) already... sad.gif

aiyo... me share market losing $, UT also lose money...

really dun know what to say already... doh.gif


TSedifgrto
post Aug 4 2007, 08:46 PM

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QUOTE(Darkmage12 @ Aug 4 2007, 12:30 AM)
but u doing ok in futures right?

Well, i dun know how to play future...
Wish I can understand(spending some time in) that fkli market thread. sleep.gif

QUOTE(dzi921 @ Aug 4 2007, 03:21 PM)
There's good time and bad time

Just have to be patience  nod.gif

Understood and agree,... though when bad time, I dun feel easy at all. sad.gif
One Kancil is gone... shakehead.gif
TSedifgrto
post Aug 5 2007, 12:12 PM

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QUOTE(nabelon @ Aug 5 2007, 10:52 AM)
i hope investors could cool off their worries before monday cause i expect a landslide too.

You said like that would only make me more worrying. Actually among most of the Unit trust websites, I prefer to go Public Mutual funds. As most of the time, i can see GREEN(s) there. Hopefully tomorrow not an exception... sweat.gif

TSedifgrto
post Aug 5 2007, 05:10 PM

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QUOTE(David83)
You guys made me panicked! sweat.gif

What shall I do? Switch every equity fund to Bond or REIT fund?

Must see tomorrow's condition already.

Anyway,.. if in the worst case for few days continuously, I would just quit the market. No switching for me...


QUOTE
2007 ????

I just want

2007-2107 a mini bull would do... please!!! ^^

100 years of time is enough for me... biggrin.gif
TSedifgrto
post Aug 5 2007, 07:37 PM

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QUOTE(dzi921 @ Aug 5 2007, 06:25 PM)
Bull until I retire, 30 years is enough for me nod.gif

hehe,... sometime day-dreaming kinda could release our tension... laugh.gif

QUOTE(MX510 @ Aug 5 2007, 06:52 PM)
It's not worth it to switch fund if ur investment below 100k

Why is that so?!
To me is that, if more than 100k, not wise to switch. Because amount involving is too huge, thus not wise to switch. And if wanna switch, might as well buy the one that gonna switch? user posted image

Mind elaborate for your point? unsure.gif
TSedifgrto
post Aug 12 2007, 05:21 PM

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QUOTE(bluedream @ Aug 12 2007, 02:33 PM)
Hi there,

was wondering for example you manage to hold a loan for example 200k and with 4% to 6% interest but the funds are not allocated for businesses purposes

would investment be a good way to pay of the loan?

In my humble opinion,

if you can ONLY get one 200k loan(interest rate is not important), it won't be a good way to do investment(investment here refer as fund investment).

However, if you can get many or continuously 200k loan(s), it become a wise step.

Bank indeed the latter...


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