Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards
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 Oct 26 2015, 09:57 AM
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#1
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Senior Member
1,818 posts Joined: Jan 2005 From: Kuala Lumpur 
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Hi guys.. I want to ask.. It is possible to downgrade the credit card.. I was tricked to upgrade my credit card last time, when I'm actually rarely use the credit card. Now, I'm feel regret because the annual fee is a lot more expensive and I can't cancel the credit card either because there're still many debt in it..
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Nov 4 2015, 09:35 AM
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#2
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Senior Member
1,818 posts Joined: Jan 2005 From: Kuala Lumpur
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QUOTE(JC_jun @ Nov 4 2015, 09:28 AM) last week i receive sms from citibank, saying with 5 swipes i can get RM20 coffee bean tea leaf voucher A few months ago, I got rm30 coffee bean voucher from citibank too.. I redeemed it without problem eventhough my points is too low to redeem rm30 worth of voucher. I check my redemption history in online banking. There's no history of redemption at all.i did, and received sms saying voucher is with my card, all i have to do is to show coffee bean staff my card then can redeem so, i went to coffee bean, redeemed RM20 voucher, who knows they redeemed using my citi points, not the voucher,,  |
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Nov 4 2015, 10:33 AM
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#3
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Senior Member
1,818 posts Joined: Jan 2005 From: Kuala Lumpur
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QUOTE(JC_jun @ Nov 4 2015, 10:19 AM) how you tell them you want to redeem voucher? i got sms.. the sms said, I just need to show the sms to get a voucher. Actually, it wasn't a voucher because i have to buy on the spot and then they will deduct the amount based on the voucher value. During redeem, they did swipe my citibank card..i first asked them to check whether they can see the e-voucher in system or not, then they say they dont hv such system to check, i must give my card to them, they straight away redeem like that |
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Mar 21 2016, 02:29 PM
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#4
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Senior Member
1,818 posts Joined: Jan 2005 From: Kuala Lumpur
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QUOTE(13aby @ Mar 21 2016, 11:41 AM) so direct HQ can get it withint 1 hour? I'm not sure, but banks need to review credit history for each applicant.. even if you got no credit history, it still requires some higher officer to open up database and do the searching. if the officer is busy or not available, then, you applications will kept for a while..This post has been edited by zeese: Mar 21 2016, 02:30 PM |
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Jun 7 2016, 09:14 AM
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#5
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Senior Member
1,818 posts Joined: Jan 2005 From: Kuala Lumpur
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QUOTE(blurblursam @ May 31 2016, 01:53 PM) I received sms saying that my card was approved on 12/05/16. same with me. I was even able to activate the card from online banking, even though i haven't received the card yet.I have received the PIN. But until today I haven't receive the card. Called customer service few times. just said need to wait. Gave me the pos laju track no. I staying at Klang, but the tracking show seremban pos office. Anyway, just keep waiting. The card is simply late during delivery.. |
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