2 or 3 years back when I was holding Clear, I call them to waive annual fees but they say cannot waive. So I ask them to submit my cancelation and card was canceled without anyone calling to retain. This time round I called in to cancel my PM since I am not travelling anyway, and they called back offering SST and AF rebate. So ok la, hold for another year

- TnG
- Grab
- BigPay

I topup rm150 to shopeepay everyday. Instantly. So hopefully i am one of the first 30

Guys, need your help on deciding Citibank credit card. basically Cashback vs Reward.

im applying new credit card. Previously im using Maybank credit card. But last month got incident that someone used my credit card for fb ads.

So now im switching to Ctibank. Last time i didnt bother about cashback or reward. Now im trying to be little bit smart by pretending to care about the benefit. Lol.

Assuming my annual income is around RM140k. Im using credit card mostly for groceries, utility bill, Netflix, top up ewallet (bigpay, setel, tng, shopee, etc)

So which is the best Citibank credit card should I choose? Cashback cc also got 2 types, normal Cashback and platinum one. Should I choose normal over the platinum? The reward only got one if im not mistaken.

Note: Should I open new thread for this?

May i ask do i entitle for points accumulation if reload e-wallet eg tngo, boost via Premiermiles card? Thanks

hi, how you know the redemption rate is 9k UNIRM to 1000 KF Miles ya? UOB PRVI Miles Elite is not mentioned in the list yet..

so, mean we better redeem the point before 1/7?

After 16-Jul, RM1 spend locally = 1 UNIRM...means I need to spend RM9000 to only get 1000 Airmiles..need to spend another RM4500..(currently is RM4500 to get 1000 airmiles)

But still not sure UOB PRVI Miles Elite is under 9000 UNIRM or 11,500 UNIRM category?

UOB PRVI Miles Elite should be infinite tier card, the conversion rate should b 9000 UNIRM to 1000 KF. 

For UOB VI, conversion to miles on birthday month get 2000 KF.

If PRVI Miles Elite point conversion follows UOB VI, then best card for oversea spending! Local spend still RM4500 to get 1000 KF (redemption on bday month)

Yes but in this case it's just for credit card and that too just looking at estatement.

Plus I do not recall Citibank sending me any warning or reminder via email or SMS

Same , stucked and have to call to request statement balance.

Did you actually try or you're making shit up?

I just did online transaction, received OTP like normal

Alert!

Just now when I called UOB, after migration my address information was incorrect, suddenly a new unknown address tagged under my account!

This is horrible!

You all better check as well