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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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pearl_eye
post Apr 19 2016, 11:34 PM

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QUOTE(haru20 @ Apr 13 2016, 09:26 PM)
Been with Citibank since 2012, spending style are like Friday 1-1 Tickets, coffee bean and minimal on others because have Citi CB card.
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I called yesterday for my waiver, they only offer me 50% off. Will call again and ask for full waiver. mad.gif mad.gif mad.gif
pearl_eye
post Apr 20 2016, 02:26 PM

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QUOTE(aromachong @ Apr 20 2016, 08:15 AM)
this bank is usually stingy to waive their AF

but surprisingly mine waived without a single question asked.

I guess it's based on the system analyze
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may i know when is your anniversary? For me this is the first time they did not fully waive for me. Normally everytime I call for waiver, it is automatically put up for request and granted (There was 1 year I forgot to call for waiver but that one is my fault). But this time they transferred me to "Waiver Department" and then said only can waive 50%. I am using Clear card and use it as my main card to charge for my spending.
pearl_eye
post Apr 20 2016, 03:59 PM

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QUOTE(aromachong @ Apr 20 2016, 02:40 PM)
If you do not have any outstanding balances, i'd suggest you to terminate the card

After you terminate it .. who knows some retention department will call u to waive the AF and persuade u to use their card
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No outstanding balance but I do have 1 installment for another 13 months. Need to clear that up before I can cancel. Maybe I will just call again to harass them and see if I am lucky.

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