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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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outsider
post Aug 7 2015, 04:38 PM

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Reporting in. Citi clear also


i agreed citibank card getting worse
outsider
post Aug 7 2015, 04:45 PM

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QUOTE(Berkshire Breakaway @ Aug 7 2015, 04:41 PM)
come share your experience
specifically interested on the latest experiences on clear card
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No la . Service is ok

clear card use point to exchange item. Last year i saw a high pressure water spraying exchange points about 80k

but this year new catalogue same item the point increase to 250k
outsider
post Aug 13 2015, 08:51 PM

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QUOTE(kawteem @ Aug 12 2015, 03:04 PM)
I didnt get AF waiver for this year (third year) of holding clear card.

How long you have been keeping the card? Spent a lot? First time I heard of 50% waiver. Lucky you. rclxms.gif  rclxms.gif  rclxms.gif
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First 3 years for citi clear card is free annual fees?
outsider
post Aug 14 2015, 12:08 AM

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QUOTE(fly126 @ Aug 13 2015, 09:22 PM)
Nope, with 1st Year Annual fee waiver only...
On the 2nd year or onwards U need to call C'S to request the AF Waiver from Citi but subject to their approval give or not...

FYI, ONLY the "Citibank's Choice Card" is Free for Life with No AF !
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Ic..

I applied and get my card in august 2014. I think next month going to charge the AF. So far my latest statement did not charge me any annual fee
outsider
post Aug 14 2015, 01:23 PM

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QUOTE(fly126 @ Aug 14 2015, 12:57 AM)
Ya, whether You decide to keep or Cancel the Card U should call them for waiver now or they will charge U AF on the Next statement as if there's NO Transaction have been done with Card it should be EZ to cancel... nod.gif
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QUOTE(cdspins @ Aug 14 2015, 08:35 AM)
Stop using the credit card for the moment being. Once the AF is in the statement, then call for waiver. If cannot waive, then just cancel, the AF does not apply
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Yea.. i will cancel if they charge AF. Even 50% i oso dun wanna pay. Lol
outsider
post Aug 31 2015, 09:18 AM

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QUOTE(cybpsych @ Aug 29 2015, 09:25 AM)
Revision of voucher codes and redemption points for Citi Rewards Catalogue wef 1 October 2015

https://www.citibank.com.my/global_docs/pdf...ctober_2015.pdf
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haizzz.... they increased so much the point.... i got 50K point also dunno what to exchange
outsider
post Sep 6 2015, 10:37 AM

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just called citibank to ask approval to waive my annual fees

wah lao... citibank now very 7 strict on waiver annual fees.

ask me to use my points to waive the annual fees. the points to exchange 1 item already very hard.

now ask me to use the points to waive the annual fees.. i will try call back tomolo since she say the waiver dept not open today.

if really cant waive.. then ok la, i give up on citibank. and go take the those free annual fees card better
outsider
post Sep 6 2015, 10:43 AM

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QUOTE(WhitE LighteR @ Sep 2 2015, 07:57 PM)
Holy shit. From 27.1k to 42.9k for RM100 AEON voucher redemption after 1st Oct

I better go redeem first. That is crazy...
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yalar.... suddenly double up their points redemtion.. it getting worsen

if tomolo i cant get approval to waive the annual fees. i will cancel up my cc


outsider
post Sep 7 2015, 02:12 PM

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Anyone know which way to redeem point in the most fastest way?

I try internet banking. Status always que and fail. I try phone call. Always say i enter wrong code.
outsider
post Sep 7 2015, 02:13 PM

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QUOTE(knwong @ Sep 2 2015, 07:29 PM)
Just called up and request for advance annual fee waiver for my Platinum Cash Back. Tried to persuade me to take up Advance Cash with Low Interest then only can waive. Decided not to buy eventually the officer relented :-)

My annual fee only due in Oct
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Ti called them. They also ask me to take up the plan. Really fed up with the service ady
outsider
post Sep 8 2015, 11:32 AM

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QUOTE(karcity @ Sep 8 2015, 12:05 AM)
Yes. The same here. I email request for AF waiver. They tried to be funny with me. So immediately I say bye bye to them. Citibank also act very fast. They won't hesitate to cancel your card. ( my spending on the card over past one year is RM 50k plus) .So win win situation. Less hassle.
Btw, I also fed out with the CS , need to press so many button to talk to human
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Mind to share how u email to them? I lazy listen to the computer
outsider
post Sep 10 2015, 06:30 PM

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QUOTE(shadow_walker @ Sep 10 2015, 06:11 PM)
for mine they waive it quite fast mang...i edi prepared my cancel speech liao if they dont wanna waive..lol

but the CS straightaway cancel liao..haha..i also suprised..not even my main card usage

i guess depends on the CS handling ur request at the time hmm.gif  hmm.gif  hmm.gif
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I speak to them like u did. 3 operator 3 also dun wan to waive. At the end i agreed use my 18k point to waive annual fees. Now still got 30k point. Goingt to exchange jusco voucher n cancel this card
outsider
post Sep 23 2015, 08:51 PM

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QUOTE(wkyrichie @ Sep 23 2015, 01:45 AM)
Haha..  Clear card got what benefit?
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Clear card

Weekend gsc movie rm10
Friday buy 1 free 1
Weekday coffee bean buy 1 free 1

I going to cancel my clear card since they dun waive my annual fees
outsider
post Sep 23 2015, 10:21 PM

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QUOTE(Lord_Penguin @ Sep 23 2015, 09:48 PM)
Is it possible to call CS 2nd time to waive the AF? Like trying luck? hmm.gif
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i called 3 times.. 3 times also say cannot waive

1st time i say i want cancel. the cs advice me i should call on monday refer to annual fee waiver dept

2nd time call. cs try to explain my card cannot waive because a lots of benefit.. i shut him up by asking, "can waive or cannot waive?".. he answer no

3rd time i call. i ask again..can waive or not.. same answer again.. i tulan and ask them use my reward points to waive it since they increase double up the exchange points. there no chance to use it at all... i got 50k points in there.. i used 18k points to waive... the rest exchange for jusco voucher.. still got 6k left..


outsider
post Sep 23 2015, 10:29 PM

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QUOTE(sj0217 @ Sep 23 2015, 10:24 PM)
I would say bank knowing you have sufficient point to be redeem for AF, that is the reason why behind.

Otherwise your point will be burn if you process to cancellation
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sufficient doesnt mean i love to use it to redeem the AF mah, right?

i fine with the CS they provide all the while on first year.. this is my second year holding the card.

what i dislike are no AF waiver, during i applied the CS said we can request. but this unfortunately for me not entitle for it

2nd thing i dislike for the reward points card are Citibank already double up the redeemed point for an item, it really ridiculous..

now i looking for the replacement card with no AF from other banker.
outsider
post Sep 23 2015, 10:58 PM

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QUOTE(Lord_Penguin @ Sep 23 2015, 10:50 PM)
Sorry to hear that... sad.gif Citibank will be losing 1 loyal customer? sweat.gif If you don't mind answering, normally where do you swipe your card most?
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dining and insurance
outsider
post Sep 23 2015, 10:59 PM

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QUOTE(sj0217 @ Sep 23 2015, 10:58 PM)
Yes correct, but the problem is you have no choice

Either you redeem AF from point or cancel the card with losing all the point
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aiyaa... the point so low... no use also to keep it..

better choose other card which got more benefit
outsider
post Sep 24 2015, 09:50 AM

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QUOTE(Lord_Penguin @ Sep 24 2015, 07:51 AM)
Now I can see why you are in another CC thread brows.gif
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lol... i searching free AF card mah
outsider
post Oct 2 2015, 10:40 PM

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These 2 days citibank keep calling me. Yesterday ask me take cash loan. I straight away reject and tell him i gonna cancel the cc. He ask me y. I tell him citibank dun wan waive my af.


Today they called again twice.. but i not free to answer


I found that citibank sibeh scare their customer cc account zero balance. They will call u why u didnt use the card or ask u whether wanna take loan or not.


Next time if u all request for af waiver.pay all ur outstanding first. Make it zero in account. Then when call them ur bargaining power will increase. If they check u still got outstanding. They will offer u cash loan as optional way to waive the fees. If not they totally wont waive for u. When u threaten them u will cancel like me.. they will say settle all your outstanding first.

This way very useful for those af waiver.
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post Oct 3 2015, 12:19 AM

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QUOTE(David83 @ Oct 2 2015, 11:01 PM)
This is not my case. Previously (about two years ago) I had a Citibank Cash Back Platinum. I was almost definite that I'll be going to be charged for AF and therefore, I have settled all my outstanding. Once AF is charged, I called to request for waiver but unfortunately, they couldn't do it and I requested for card cancellation.

The current Citibank Cash Back Platinum I'm holding is from my recent apply.
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Really... shit. Then my plan not work. Lol

Is that possible they know i submitted application for another cards? Hmmmm....
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