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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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gooroojee
post Mar 10 2020, 10:22 PM

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Actually the rm500 sign up promo available across Boost, Grab, Senheng...
gooroojee
post Mar 12 2020, 11:56 AM

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QUOTE(annoymous1234 @ Mar 12 2020, 08:33 AM)
How long does it take for application to be approve?
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mine about 3 days
gooroojee
post Mar 13 2020, 11:29 PM

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QUOTE(Human Nature @ Mar 13 2020, 11:23 PM)
Yeah no spending requirement
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Super easy rm500
gooroojee
post Mar 26 2020, 08:47 PM

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QUOTE(maxwongsauwei @ Mar 26 2020, 12:40 AM)
i more late! just whacked rm800 in boost.... hope to get it.....
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I don't dare try... and not many place can whack rm800 left... next chance Monday 12am!
gooroojee
post Mar 30 2020, 01:27 PM

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QUOTE(labtec @ Mar 5 2020, 12:38 AM)
do we need to update all ewallet then only can get the rebate? or one like grabpay is good enough to get RM30?
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I read the TNC for the Visa campaign. It says strictly by invitation only.

Then I read the cash pool is first come first serve and you need to consistently top up 5 eWallets for 5 months for Campaign 2. The payout is only enough for 2,000 winners.

Too many unknowns and variables. I can't confirm I'm invited. I also missed the first month, so if 2,000 customers already sign up for this campaign in Feb, then by June all the winners are already decided. Those who keep topping up July to Dec are just wasted effort.

All the diligence in the world will go to waste if something happens that cause you to be unable to top up 5 eWallets on 1st June 2020.

Lastly, the winner will only be announced next year January. Until then nobody can be sure about the campaign mechanics or whether they actually got anything. It's also a long wait for that 10% cash back.

This post has been edited by gooroojee: Mar 31 2020, 01:05 AM
gooroojee
post Apr 1 2020, 12:18 AM

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QUOTE(lilsunflower @ Mar 31 2020, 11:58 PM)
It is often more lucrative to cancel and reapply for Citibank CCs every year than hope to win anything substantial for them. Ive been doing this since 2010 as they've got awesome acquisition offers but aren't so generous with existing customers.
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Lol.. I'm surprised every year they approve your application.. must be high net worth...
gooroojee
post Apr 8 2020, 02:27 PM

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Considering that the HSBC top up to Touch and Go finished within 32 seconds... And that one had 3,000 winners...

This Citibank promo has quota only for 1,500 winners... so plan ahead and set expectations...
gooroojee
post Apr 8 2020, 05:09 PM

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QUOTE(lilsunflower @ Apr 8 2020, 03:46 PM)
I wonder how everyone manages to find out about all these new promos. If I hadn't seen the post here, there's no way I would have known.
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I got sms but very late.. today
gooroojee
post Apr 8 2020, 08:40 PM

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QUOTE(Human Nature @ Apr 8 2020, 08:18 PM)
Yeah, okla okla, pay RM25 SST  laugh.gif
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Or after get all the sign up goodies, call and cancel and see if they offer to waive it for you
gooroojee
post Apr 11 2020, 12:59 PM

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QUOTE(shankar_dass93 @ Apr 11 2020, 12:57 PM)
Thanks for your reply man.

My main purpose of wanting a card was to fund my daily expenses rather than having to carry around cash.

Gesh, assumed that one could easily get a credit limit of at least 7x or 10x
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It's not normal to have daily/monthly expenses of up to 10x your monthly income.
gooroojee
post Apr 11 2020, 11:32 PM

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QUOTE(shankar_dass93 @ Apr 11 2020, 11:23 PM)
As mentioned, I wanted to buy something and I have the cash to pay for it in full but just don’t want to carry that much of cash around.
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Cheque or bank transfer lah... Why go through so much hassle to buy something...
gooroojee
post Apr 12 2020, 12:23 AM

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QUOTE(fruitie @ Apr 12 2020, 12:21 AM)
CL is determined by banks and they have the rights to assign you with whatever limit they want to. Others' CL cannot be used as a reference.

That said Citibank has been sending me emails to increase CL but I didn't do it. My limit is since 2016 which is 3x of my salary that time. Now they are offering 300% increase of my existing limit.
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If I guess correctly the offered credit limit is 5x your current salary... hehehe
gooroojee
post Apr 13 2020, 12:40 AM

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I dumped in RM500 using my Citi card.. hope I get that RM60 ! :-)
gooroojee
post Apr 13 2020, 10:38 AM

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QUOTE(toews19 @ Apr 13 2020, 10:34 AM)
I had issue topup BigPay using Citibank CC.
Did you get it through ?
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I didn't use bigpay πŸ˜€
gooroojee
post Apr 14 2020, 07:24 PM

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QUOTE(tan_aniki @ Apr 14 2020, 04:22 PM)
Just now accidentally applied Prestige and got it approved even though i don't have such income...
I called CS about the AF and they offer me to spend RM12k over 60 days and call back to waive the RM1k AF, so i think 250k points for RM1k is still worth and try for it for 1 year and hopefully they can offer this every year la
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They have a 250k sign on bonus now? So worth about RM350.

Looks like Aniki and Fruitie have above RM16k income. 😎
gooroojee
post Apr 17 2020, 11:19 AM

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QUOTE(fruitie @ Apr 17 2020, 11:18 AM)
Since when there is still unlimited free PPL access?
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Not from Citi at least. The lounge thread still have a long list though.
gooroojee
post May 8 2020, 06:50 PM

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QUOTE(ProxMatoR @ May 8 2020, 05:33 PM)
my friend called i think about 2nd or 3rd week into MCO, got it fully waived tho.

i guess that time everyone was worried... now things start settle down??
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I didn't ask for waiver just straight away asked to cancel. See how it goes.
gooroojee
post May 15 2020, 05:58 PM

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QUOTE(rooneybeckham @ May 15 2020, 04:31 PM)
OT, if you refer to HSBC Amanah Mpower Platinum ewallet cashback, 7.8% + 0.2% cash back become permanent card feature dy since 01/04/2020
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Any tips and tricks to maximize cash back ?
gooroojee
post May 18 2020, 09:50 AM

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QUOTE(jianwei90 @ May 18 2020, 12:25 AM)
The only workaround left is go shopee and buy bigpay (at 2% transaction fee (lowest) that can be found in shopee).. this campaign give us 6.25% cash back as RM 800 get RM 50)..hence net gain is around 4.25% (to deduct bigpay withdrawal charges as well).. it seems there has been people doing this already as I can see people buying in shopee at around 12am just now..
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Buy bigpay ?
gooroojee
post Jun 4 2020, 12:20 PM

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any ongoing cashback related promotions as of now?

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