QUOTE(imcrazyz @ Sep 11 2021, 02:18 PM)
Okay I see. I just know I've been paying on timely manner when I use my OCBC CC, no late payment at all plus no overspending.
My credit score also not bad. So I'm actually frustrated to have my applications rejected with no valid reason...
Normally after rejection, in my case, thrice, when is it advisable to submit a new application again? Or should I reach out to Citi staff to sign up?
Now OCBC very high end they don't accept payslips for new card applications ... Weird..they only accept fixed deposit placement with fresh funds... My credit score also not bad. So I'm actually frustrated to have my applications rejected with no valid reason...
Normally after rejection, in my case, thrice, when is it advisable to submit a new application again? Or should I reach out to Citi staff to sign up?
QUOTE(prime27 @ Sep 12 2021, 02:48 PM)
My experience with Citibank, if auto rejected, should be something about CCRIS report. I was rejected last year, suspected due to other credit card application (rejected by other banks) still in CCRIS report not cleared yet.
Then this year I apply 4 months after previous credit card application from other bank succeed, and it approved within 3 days.
So maybe can try again after 3-6 months and make sure credit application in CCRIS is clean (no pending and approved credit within 3 months)?
Approval usually easy if you have high outstanding with others ..because they want you to take up BT productsThen this year I apply 4 months after previous credit card application from other bank succeed, and it approved within 3 days.
So maybe can try again after 3-6 months and make sure credit application in CCRIS is clean (no pending and approved credit within 3 months)?
Sep 16 2021, 12:23 AM

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