i tried apply premiermiles after received my new card,
damn fast immediately approved and can view the new card detail in my online banking.

the new card design really nice, card number print at behind the card but the card number not embossed,
just look like debit card.

mbb points also same as premiermiles - no expiry date ?

citibank has been aggressive in promoting quick cash these days, spamming me emails and calling me every 3-4days. So annoying

Have one question regarding credit card pin code. Normally for local purchase, it requires pin code to pay. However, I noticed during my recent japan trip where i did payment on two different hotels where it did not require to input any pin during payment. I recall before where previously I used UOB in bangkok require me to key in pin code though. Is it normal for citibank?

CTBDIALFORCASH(009:024) 320.21
QUICKCASHINTEREST(EIR) 59.75
CTBDIALFORCASH(010:024) 323.65
QUICKCASHINTEREST(EIR) 56.31
Guys, would like to know what is this? It has been charged in Feb then in March again. Thank you

Cash call is quick cash? This one?
https://www.citibank.com.my/english/existin...-quick-cash.htm
Wait .. seriously? Now I don't even know what is this already seems like need to give bank a call.

The interest rate RM 50+ is crazy

Wait... Seriously? U forgot that you agreed to such loan via phone call?

very funny oh, after taking cash from cc, where is the money?

you claim you dont know, but did you receive the cash? and did you use the money?

I traced back to last year June's transaction,

CTBDIALFOR CASH(001:024) 293.96
QUICKCASH INTEREST(EIR) 86.00

Seems like this is not those where I use CC to take money out from ATM aka fast cash.

But then i saw the total amount at the bottom of the statement under CITIBANK EASYPAY TRANSACTION SUMMARY

Is it a conversion of unpaid balance to this? Or is a form of loan? Something like personal loan.

What keyword you use to remove from their telemarketing?

citibank has been bugging me to increase credit limit.

So I would like to know what is the disadvantage of increasing credit limit?

I know if my spending stays the same while my credit limit is high, my utilization percent is low, and my CTOS CCRIS score will be better.

Cant think of any bad side of increasing credit limit.

i think i saw somewhr in this forum before one of the criteria for cc approval factor is MUE (20x of ur income). If your total CL exceed that, ur cc application wont be approved.

I kena once from Alliance bank and the agent did mentioned the rejection reason could be MUE as the stupid ambank give me another high CL card that dont have any benefit without my consent and this card burst my MUE lol.

So pro and cons i guess.

hi sifus, got 1 question regarding citibank cc. Tried to ask the cs but they are not very helpful.
_<
I applied my first citibank cb plat and it get approved during this week. According to the promotion, new to bank customer is entitled for 3 year AF waiver once activated the card. Now i am interested in applying second citibank cc which is the citi reawards, just wondering will this second cc entitled for the 3 year AF waiver as well or not?

Is it AF usually waived for first year? If yes, i think i can apply the rewards cc first and think about the AF later

TIA

Hi I am using Citi Cash Bank CC.

As I saw from previous post, AEON (Previously known as Jusco) grocery market is not fall under Grocery category as per T&C (It is AEON Big), so will does it fall under "other retail spend" category?

I don't think car servicing or dental treatment will be fall under category "other retail spend" am I right?

Yup, but which categories do you think it falls on?

looking thru citi's website, the only card without annual fee is simplicity?

because i got 2 citi cards, i was thinking to downgrade one to this without any fees. so in future if i ever want to cancel my main card i still can maintain my CL

Seems like my 3 years free annual fees coming to an end.
Just being charged RM120. Citibank Cash Back card.

Will request for annual waiver if not just cancel it.
But I'm a high spending on this card. Each categories fully utilize the cash back.
So if your assumption is correct, I dont think can get the waiver. 

anybody successful in asking for SST waiver for citibank?