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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards
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Human Nature
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Oct 21 2015, 12:37 PM
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QUOTE(stacko @ Oct 21 2015, 11:04 AM) Recently made a purchase from a florist using Citibank. The transaction was not given reward points and after some checking, it turned out that there is such a rule as in 3.3 (l) in the T&C. I thought all retail purchases are entitled to points or cash back and was not aware of such T&C before. 3.3 To avoid any doubt, we will NOT include the following items in the calculation of RP or PM:- (l) special events/ categories (including funeral and crematoria services, clothing rental, photographic or video-graphic studios and florists) interesting..curious to know what is the reason behind this exclusion.
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Human Nature
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Oct 21 2015, 04:05 PM
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QUOTE(cappuccino vs latte @ Oct 21 2015, 03:46 PM) From my view large amount spending basically being excluded from point reward. but florist? maybe something to do with taboo?
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Human Nature
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Nov 13 2015, 10:30 AM
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QUOTE(earl-ku @ Nov 13 2015, 09:51 AM) quick question, i was told by the exec that i need to swipe 3 times within 60 days to get the first year annual fee waiver, so i was give 2 cards(cashback and signarure) - so in this case i have to swipe both cards 3x? or just one card will do? issue here is, i have also the same amount of supplementary cards - do i need to swipe all which is 4x3? or just the swipe the primary will do? what do you mean, given 2 cards? You only applied for 1? two principal, each card 3x. read the product disclosure whether the supp cards have AF too and get clarification from CS whether need to swipe for supp or not.
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Human Nature
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Dec 6 2015, 12:58 PM
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QUOTE(arsenal @ Dec 6 2015, 12:48 PM) Previous years I got my annual fees waived. However this year Citibank made it quite difficult to get it waived. I spend average 4-5k per month and settle all in full every month. What should I do? terminate and move to a better card
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Human Nature
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Dec 26 2015, 04:16 PM
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QUOTE(Belphegor @ Dec 26 2015, 01:45 PM) Hey guys, I am wondering if I can pay I bills online via CIMB or Maybank as Citibank branch is quite a distance for me to travel. you mean to pay your citibank card's bill? Yes, you may do IBG or instant transfer from your cimbclicks or maybank2u to your CC number
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Human Nature
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Dec 28 2015, 08:59 PM
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QUOTE(cheahcw2003 @ Dec 28 2015, 08:37 PM) I tried to nego but immediately being panalized to downgraded from premier miles to choice card (silver status). I will keep the choice card for a while since I still have some instalment purchases. Will cancel it once the instalment finished. Will not use the card for any retail purchases. being penalized for downgrade? how come
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Human Nature
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Jan 11 2016, 11:16 PM
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QUOTE(jusbella @ Jan 11 2016, 01:59 PM) anyone receive 7222 call? They offering me something like insurance and I totally can't listen properly and they seem force me give answer when I said I not interested. Just say no and end the conversation
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Human Nature
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Jan 12 2016, 11:07 PM
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QUOTE(intrepidity85 @ Jan 12 2016, 10:31 PM) my friend today told me his cc is terminated by this bank because the bank suspect fraud? how could it be? i asked him more.. he mentioned use the card for gambling activities.. lol this bank i ask him show middle finger for this idiot bank the bank is exercising its right here. read up the T&C when signing up for the card. citibank QUOTE (3) Any Card(s) issued to me/us, including Supplementary Card(s) must not be used by me/us for any unlawful activity or purpose (including without limitation online gambling), whether in whole or part. This post has been edited by Human Nature: Jan 12 2016, 11:30 PM
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Human Nature
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Jan 13 2016, 10:15 AM
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it is already spelled out clearly.
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Human Nature
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Jan 13 2016, 10:31 AM
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QUOTE(intrepidity85 @ Jan 13 2016, 10:29 AM) lol i doubt he cares much by showing them middle finger still many cards from different banks.. what makes u think he cares about it? lol i don't care whether he cares or not, that is not the point here. you raised an issue and we cleared the air and that's that.
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Human Nature
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Jan 13 2016, 10:42 AM
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QUOTE(intrepidity85 @ Jan 13 2016, 10:38 AM) you seem like quite defensive? are you working for citibank?  do refer to your previous reply.
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Human Nature
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Jan 14 2016, 10:47 PM
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QUOTE(intrepidity85 @ Jan 14 2016, 10:45 PM) my friend went to citibank HQ .. meet up the officer in charge.. explain everything to him.. and he satisfy with it.. so viola... the card is now activated back good for him, easy peasy
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Human Nature
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Jan 16 2016, 04:22 PM
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QUOTE(mingwei1992 @ Jan 16 2016, 04:17 PM) Hi guys, i just recently sign up for citibank They send me 2 cards, rewards and cashback I called them and ask, they say they will waive annual fee if 3 transaction above. so is filling petrol counted as transaction? thx Yes, for the 3 swipes conditions. Do check whether you need to do 3x for each card or not. You applied for 1 or 2 cards?
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Human Nature
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Jan 16 2016, 11:51 PM
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QUOTE(mingwei1992 @ Jan 16 2016, 11:36 PM) 3x for each card. I applied cash back. They send me rewards as well. Was hoping for clear card. Coffee bean rebates LOL. well alright, if you are okay with it.
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Human Nature
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Jan 17 2016, 10:51 AM
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QUOTE(mingwei1992 @ Jan 17 2016, 10:26 AM) The credit limit is both card add together right? Yes, shared
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Human Nature
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Jan 23 2016, 01:04 AM
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I have been offered waiver when I wanted to cancel my card. I still choose to cancel my card.
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Human Nature
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Jan 23 2016, 10:25 AM
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QUOTE(MGM @ Jan 23 2016, 04:51 AM) Which Citibank card n how much is your yearly spend if I may ask? Plat and only 1 time swipe of rm1600
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Human Nature
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Jan 23 2016, 10:56 AM
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QUOTE(intrepidity85 @ Jan 23 2016, 10:47 AM) wow 1.6k and they agree to waive ur AF actually ... good !!!!! actually i didnt ask for waiver at all...i wanted to terminate my card but the officer offered it but the card no longer serves any purpose.
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Human Nature
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Jan 23 2016, 10:59 AM
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QUOTE(intrepidity85 @ Jan 23 2016, 10:57 AM) agree with you on this point. that is why most of the forumers here show middle finger to this bank by terminating it. will only apply again after 3 or 6 months to get the free gifts? will the bank blacklisted us by doing so repeatedly? it is okay if the bank want to blacklist, customers have options
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Human Nature
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Jan 23 2016, 04:19 PM
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QUOTE(nikita zuleica @ Jan 23 2016, 04:12 PM) if the bank off. send me the card but I hvnt activated it, does it mean i still officially own it rite? just find out the privileges juz isnt gud enuff simple. if you dont want to use it, terminate. better than keeping it there.
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