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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards
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adele123
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Aug 25 2020, 05:22 PM
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QUOTE(michealelsie @ Aug 25 2020, 03:50 PM) Guys, i am going to cancel some CC due to not utilizing them and to save some SST, need advice which to hold, or u guys got better CC to recommend. Thanks 1. Citi Clear card 2. Maybank 2 card Plat 3. SC JustOne Plat in terms of reward vs spending, cancel citi clear la. i'm cancelling it too. it only makes me drink more sugary drink from coffee bean.
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adele123
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Sep 7 2020, 02:41 PM
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Just want to share my card cancellation experience, you can definitely do it without having to call or speak to someone.
I made use of the inbox messages. Mine took abit longer as i believe they want to call me to retain. However after several attempts of failed calling, they were willing to cancel it just by mailing them.
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adele123
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Sep 12 2020, 11:51 PM
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QUOTE(skty @ Sep 12 2020, 12:53 PM) finally the cooling period of 1 year has lapsed. haven't been following Citi card thread due to this. may I ask Citibank now has more campaign on Visa or Mastercard? Or both are equal? because now I am considering which card to apply to participate in campaign. cashback or reward card has more campaign? thanks in advance. My observation, they are the same for all card variety. But those promo seems to default to mastercard. Unless you really only have visa in your wallet, i believe master or visa rarely impacts much in actual usage. Separate sharing. Someone i know, got offered loyalty rm200 bonus for not cancelling premier miles. Citi getting generous.
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adele123
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Sep 25 2020, 02:18 PM
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QUOTE(wjleong15 @ Sep 25 2020, 01:44 PM) Got it as well, but feel like not so attractive 6.67% and difficult to achieve (dining & groceries) for me give up just an idea... reloading tng at jaya grocer would count as grocery. but alot of additional effort for not too high of cashback...
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adele123
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Sep 30 2020, 02:14 PM
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QUOTE(babygrand123 @ Sep 30 2020, 01:04 PM) Citi card holder since year 2001 !!!! The most troublesome thing is to call CS for free wave annual fee !!!!  You can drop a message using that inbox function. Surprisingly quite efficient. Sabar sabar.
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adele123
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Dec 2 2020, 01:16 PM
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QUOTE(ryansxs @ Dec 2 2020, 12:51 PM) That is what i thought until below:- Got an SMS on 24th Nov 2020 that reads Your annual fee for PMiles Card is waived when you spend a min. of RM80k within 12 months. So i wonder if this is the new requirement. Previously i was told by the citibank officer that RM50k spending per year to get waiver. the saving grace of this is, citibank known to give annual fee waiver unlike maybank. so just ask for waiver during anniversary if really dont waive then too bad, better cancel.
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adele123
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Dec 31 2020, 06:59 PM
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QUOTE(gooroojee @ Dec 31 2020, 06:49 PM) 5% cash back effectively. Megabonus day is 10% cash back. which comes to RM50 on RM1000 spending and RM50 on another RM500 spending. er, you see wrongly or i see wrongly? Megabonus you get RM25 from spending RM500. so... 5% only normal one you can get RM100 from spending RM1000. so 10% if genuinely can get both, 8.33%? 125/1500?
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adele123
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May 14 2021, 09:27 PM
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QUOTE(hakkai0810 @ May 14 2021, 12:18 PM) if the reversal of AF happen after the statement generated, can we pay the amount excluding the AF reversal for citi? Any 1 got exp for this? Thanks it's safer to follow the advice below. but usually i will minus off any cashback for almost most banks i have. QUOTE(darien99 @ May 14 2021, 01:56 PM) ^ i wont say it's "must". certain banks do allow actually
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adele123
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Dec 29 2021, 01:02 PM
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QUOTE(contestchris @ Dec 29 2021, 12:06 PM) Does Citibank offer to retain with special cashback if you cancel your card? Usually yes. Based on my experience
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adele123
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Feb 28 2022, 11:46 AM
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QUOTE(cybpsych @ Feb 28 2022, 11:17 AM) tempted my citi card was last terminated back in Sep 2020  Wow thanks for sharing. 1k is real good. Mine is oct 2020 i think. I feel like ini kalilah
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adele123
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Mar 3 2022, 12:35 AM
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QUOTE(Micky78 @ Mar 2 2022, 03:22 PM) what the most convenient way to request a waive of the annual fee? Actually the inbox function also convenient.
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adele123
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Mar 9 2022, 09:31 AM
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QUOTE(hustlerism @ Mar 9 2022, 12:37 AM) Is there an easier way to get in toucb with the CS? Tried to call them to cancel my card and they say will call me back but they never did. Inbox, livechat
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adele123
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Apr 1 2022, 11:06 AM
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QUOTE(wjleong15 @ Apr 1 2022, 10:52 AM) every month pay over 10k for insurance for family members tng rewards not attractive compared to boost so still use boost sadly the insurance company not accept grabpay  Soon i hope. I am using grab to pay my insurance.
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adele123
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Apr 1 2022, 01:14 PM
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QUOTE(wjleong15 @ Apr 1 2022, 11:45 AM) prudential not accept grabpay but prubsn accept grabpay i wrote them email last september but till now still not support your insurance which company? Hong leong and prubsn. Myself and family
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adele123
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May 23 2022, 12:34 AM
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QUOTE(yuiopoiuy @ May 21 2022, 09:50 PM) Hey everyone, i applied for the cash back card through ringgitplus for the rm1000 duitnow promo and my application just got approved. So will ringgitplus side email me about my eligibility for the promotion or do i need to ask them about it? And do i need to follow up about my status about the promo or they will just give me the money after i achieve the required number of transactions? I waited. Didnt reach the time where i think i need to email them. Got my money and reloaded. Mine was 2 months ago.
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adele123
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Jun 11 2022, 11:27 AM
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QUOTE(aseng0221 @ Jun 11 2022, 01:26 AM) https://www.citibank.com.my/prestige/offer-...dConditionsPREHTo get this offer, I have to pay annual fee and spend Rm12k(existing) and above to get 250k citi rewards points? I think the T&C is worded quite clear. unless being offered by them for free OR if you see value in the whatever they offer for RM1060, this is really not the best card. i think last time it comes with some premium lounge pass kind. now, dunno. This post has been edited by adele123: Jun 11 2022, 11:27 AM
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adele123
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Jun 22 2022, 09:22 AM
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QUOTE(lowyat101 @ Jun 22 2022, 08:36 AM) tried but they rejected  try again. all these subject to bank discretion. if you feel the benefits of keeping > RM25, just telan the SST of RM25 lo.
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adele123
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Jun 30 2022, 08:17 AM
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1st July is on a Friday. I guess if I reload 1800 into TNG and enjoy rm20 from TNG ewallet and rm100 from Citibank. Double dip?
If you think yes, then this will be PSA I guess.
This post has been edited by adele123: Jun 30 2022, 08:18 AM
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adele123
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Jul 7 2022, 01:02 PM
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QUOTE(kitsunegeisha @ Jul 6 2022, 03:30 PM) this card no paywave right QUOTE(christ14 @ Jul 7 2022, 12:50 PM) wait the promo changed to rm500? no more rm 200 reload for rm20 cb? The art of asking question. No context. No background. This is not /k.
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adele123
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Jul 15 2022, 11:44 PM
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QUOTE(KuzumiTaiga @ Jul 15 2022, 05:23 AM) Any citi prestige users here? I've had the card close to a year now. Have not been utilizing much of the benefits aside from miles conversion, lounge and limo. Is the concierge service to book for hotels worth it? The 4th night is supposed to be "free" but I am unsure if the rates are as the same as those found on booking.com or direct with hotels. So far, I have not received any event invites. Are there even any taking place?  I'm not atas enough to qualify for this card. Want to remind you, covid la, so no event in the last one year is not a surprise la.
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