Hi all,

I received a letter from credit bureau malaysia saying that they have collected credit information of me for the purpose of credit risk assessment...

What is this yah? I would like to know first before I call them...

Are you applying loan for mansion?

no wor...i didnt apply loan for anything...I already have an ongoing loan for an apartment and a car...

This post has been edited by michlove: Jul 23 2015, 02:23 PM

then call them and ask what is the purpose of this request.

u dont have to answer anything until their request is legit and you are comfortable to release the information over the phone.

U gave very scant data and you're asking us for advise?

eg
1. Which credit bureau malaysia?
a. this: https://www.creditbureau.com.my/default.jsp
or
b. this: http://creditbureau.bnm.gov.my/

very different animals ya - 1 = private, 1 = BNM


2. The letter stated already COLLECTED or they want to collect?
also very different response required
If already collected - er.. for what & for who?
If want to collect - my response would be: see my middle finger? who are U to ask me? If you're BNM and have the rights, you'd already get my CCRIS info liao


so - back to U.
what is this yah?
how to know/advise U before U call them when data is scant?

most probably someone blacklisted you ?

but I think they should ask ur permission first no?

it's from creditbureau.com.my

I first time rcv this kind of letter mah...i scared kena investigate

I received too and I never apply any loan. Weird!

you just received this month?

U got any register enterprise or sdn bhd business?

My friend work thr...

Its like a cCRIS record but for companies, not individual

I dont have loans also received this.

Is this the letter you guys talk about?
Tak da hutang , no need loans, i dont bother,
received it > 1 month already.

but i suspect it is due to my many 0% credit cards BT.

got oh....enterprise registered company...but no biz one...how?

I think ur company is already in their datanase...

They wanna inform u just that prolly

Here's suggestion I got from Facebook:

If you receive a letter from Credit Bureau Malaysia Sdn. Bhd., you have the rights to restrict and reject the use of your personal information. Example of a respond:

To: Info@creditbureau.com.my
Cc:warga_ppapk@treasury.gov.my
Hi, referring to letter sent from Credit Bureau Malaysia Sdn. Bhd. dated [letter_date] sent to [your full name as per letter] under address [address_as_per_letter], I wish to have my credit information removed from your record.
I wish to exercise my rights to restrict the use of my information under CRA Act 2010 Summary of Rights where page 2 stated: Your consent must be obtained before a credit reporting agency can disclose/reveal your credit information. This means that a credit reporting agency must get your consent before they can submit your credit report to their subscribers.
Appreciate your action and attention.
Regards, [your_initial]

Doesn't sound right to release any financial information over the phone.

i just received too , but letter stated 22 july 2015..... call their hotline always busy . call their office number is another company number....

Suppliers / customers also sometimes check with Credit Bureau for you credit worthiness. Not necessarily when you apply for a loan only.

i am individual no company , but still receive it .....

Did u engage any big 4 to perform audit/consultancy work for u?