Estimated charges for Sale and Purchase (RM350,000.00)

Fee: RM3,650.00
Disbursement: RM1,200.00

Total: RM4,850.00

Stamp Duty base on purchase price RM350,000.00 : RM6,000.00


Estimated charges foe Loan (RM315,000.00)(90% loan)

Fee: RM3,270.50
Disbursement: RM1,840.00
Stamp Duty loan: RM1,605.00

Total: RM6,715.50

this is the draft i get from the agent lawyer.
my main question is can the stamp duty get discount or waive? heard that first property can waive but second might get 50%
if i joint consider first property? btw loan will be soley on my name. juz for snp joint or can my wife alone if loan under my name?

thanksss

Hi, stampduty for first house that is below rm500k can apply for 50% waiver. Not for second house.

Yes some bank can accept if property under 2 names but loan under 1 of the name. If SnP is yr wife name then loan is yr name then its abit difficult. Most of the bank dont accept. This you need to consult experienced banker for their advise.

For the quotation i cant comment more as need more particulars such as is it freehold/leasehold? Individual or strata or master title and the property location. As all these might effect the disbursement part. Kindly pm me the details if u wish to get a proper quotation for comparison. Wish you all the luck in shopping yr property!

This post has been edited by Tavia88: Jul 22 2015, 01:48 AM