I have helped securing loans for purchases in Selangor where the houses were originally bought as bumi lot and they were sold to non bumi. In selangor, the "bumi"-ness is not attached to the title. Can check your own titles just to be sure.

I think in the s&p state something in ownership if change hand.. The lawyer said, i think everyone knows this.. In slgor need to approve by menteri besar. Its the law, but i think the representative of m.besar in charge.