Wow..80K, that's a lot bro..but your income is 7k, you should and can manage it. No worries, life is not end yet.

Mine CC debts is 10K and paid RM1k per month, however even i pay 1k, i still use about half using CC to pay some other thing. Not sure when to complete, but i really needs to discipline myself to pay and not to use. Keep the debs lower and lower each months forward.