Dear All,

I'm new in low yat forum. Currently i owe few banks with almost spending all my limits. All the while i'm serving interest for almost 3 year now. I;ve prompt payment and little spending in the credit card. Till todate after 3 years of payment . I still owe almost the same 3 years ago.

Anyone can advise me how to settle this problems. BTW, i owe almost 80 K in total spending. and my pay is only 7K net. How can i survive with this. I'm getting more commitment now. SO i need more advise on the financial spending.

Just curious if anyone can give me your opinions. Appreciate that. Thanks

Regs,
Insaf now.