Jul 9 2015, 08:19 AM
QUOTE(linh999999 @ Jul 6 2015, 12:59 PM)
Dear All,
I'm new in low yat forum. Currently i owe few banks with almost spending all my limits. All the while i'm serving interest for almost 3 year now. I;ve prompt payment and little spending in the credit card. Till todate after 3 years of payment . I still owe almost the same 3 years ago.
Anyone can advise me how to settle this problems. BTW, i owe almost 80 K in total spending. and my pay is only 7K net. How can i survive with this. I'm getting more commitment now. SO i need more advise on the financial spending.
Just curious if anyone can give me your opinions. Appreciate that. Thanks
Regs,
Insaf now.
Bank are always looking for 'water fish' like you. Easy interest revenue for them. I am getting about the same salary (could be higher) and I have no problem in managing my cards debts. Credit card is just another channel of payment, spending should always rely on your cash affordability, not your credit limit.I'm new in low yat forum. Currently i owe few banks with almost spending all my limits. All the while i'm serving interest for almost 3 year now. I;ve prompt payment and little spending in the credit card. Till todate after 3 years of payment . I still owe almost the same 3 years ago.
Anyone can advise me how to settle this problems. BTW, i owe almost 80 K in total spending. and my pay is only 7K net. How can i survive with this. I'm getting more commitment now. SO i need more advise on the financial spending.
Just curious if anyone can give me your opinions. Appreciate that. Thanks
Regs,
Insaf now.
Conclusion is you have screwed up. Don't take any other loan to cover this 80k. The only way to exit is AKPK and be extremely discipline during the repayment period.
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